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MCB Mobile

MCB Mobile allows you to make payments, check your account balance and view your mini-statement from the comfort of your home, office or anywhere else in the world, 24 hours a day, 7 days a week.

And this is not all, you can also do mobile top-ups, pay your card bills, utility bills, mobile bills and so much more simply by the click of a button!
Mobile is a globally recognized award winning mobile payments service that has an enviable track record. With billions in digital payments, processed across millions of transactions, the service is the first to offer ease in making payments directly from your mobile phone, irrespective of the telecom provider.


Balance inquiry

You can view the account balance in your account as many times as you wish absolutely free of charge.


View the last six transactions of your bank account at any time of the day or night, making it easier for you to manage your money.

Fund Transfers

Sending money has never been this easy. Use one of the methods below to transfer funds:

  • Send money by entering recipient’s 16 digit Visa Debit Card number or Account Number.
  • Send money to any MCB Mobile user by entering their mobile phone number.
  • Send money to any MCB Lite user by entering their mobile phone number.
  • Transfer to other Bank’s with Inter Bank Fund Transfer (IBFT) feature.

Purchase Top-ups for Prepaid Connections

You can now conveniently top-up the credit in your or someone else’s mobile phone for all of the following mobile connections:

  • Mobilink
  • UFone
  • Zong
  • Warid
  • Telenor

Note: Prepaid top-up for ported numbers is not currently supported.

Pay Postpaid Mobile Bills

Forget about the hassle of paying your post-paid mobile bills through customer service centers. Pay your post paid bills through MCB Mobile conveniently at any time for any of the following mobile companies:

  • Mobilink
  • UFone
  • Zong
  • Telenor
  • Warid

Note: Postpaid bill payment for ported numbers is not currently supported.

Pay Utility Bills

MCB Mobile allows you to make payments for a host of utility companies, schools and clubs among other recurring payment services.
Currently supported companies are:

  • KESC Karachi Electricity Supply Company
  • SSGC Sui Southern Gas Company
  • SNGPL Sui Northern Gas Pipeline
  • PTCL Pakistan Telecom Communications Limited
  • IESCO Islamabad Electric Supply Company
  • HESCO Hyderabad Electricity Supply Company

Pay MCB Visa Credit Card Bills

You can now make your MCB Visa Credit Card payments easily through MCB Mobile. You have the option of paying a minimum payment, more than minimum or the full amount.

Maintain Beneficiaries

Registered MCB Mobile users can manage their favorite payees i.e. add or remove utility companies or individual account holders to whom payments and fund transfers are made frequently.

Report a Lost ATM Card

Registered MCB Mobile users can report their card as lost or stolen. This facility protects the customer against any fraudulent activity, if the debit card is stolen or lost.

Make Donations

You can make donations to your favorite charities through this service in a matter of seconds.
Currently supported organizations are:

  • EDHI Foundation
  • TCF The Citizens Foundation
  • CARE Foundation
  • SKMT  Shaukat  Khanum Memorial Trust
  • Al-Shifa Trust
  • PRCS Pakistan Red Crescent Society
  • SOS Children’s Foundation
  • WWF-PK
  • Pink-Ribbon
  • Namal-Education-Foundation.

One Time Password (OTP)

OTP is a 6 figure alphanumeric code sent to customers on their registered mobile number. One Time Password (OTP) has been introduced as an additional security feature by ‘MCB Bank’ to protect customer’s account(s). OTP is confidential and should not be shared with anyone, even if the person claims to be an MCB Bank official. Please ensure that your mobile number is updated with us to be able to authenticate your login. For additional details please see FAQs.

Charges & Limits


  • An annual fee of Rs.300 + FED is applicable for MCB Mobile customers
  • All transactions (financial & non-financial) are Free of cost except Inter Bank Fund Transfer (IBFT)

Transaction Limits

A) PKR 500,000 Daily financial limit (Includes: Funds transfer within any account in MCB, Mobile postpaid bills/ top-ups, Utility bills & Donations)
B) PKR 500,000 Daily financial limit for Inter Bank Fund Transfer (IBFT).
C) Over-all daily financial limit (A + B) is PKR 1,000,000.
D) Credit card Bill payment is as per actual outstanding balance and is not counted in the Daily Over-all Daily financial limit.

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