We noticed you are using an outdated version of Internet Explorer. Some features may not work correctly. For the full site experience, please update your Internet Explorer to version 9 or above, or install Google Chrome Frame.

MCB Visa Platinum Credit Card

MCB Visa Platinum Credit Card

It is with great pleasure that we welcome you to experience the exciting world of MCB Visa Platinum Credit Card - a world full of surprises waiting to be explored. With our perfect combination of premier features and superior service, the enclosed rewards and recognition offer you the prestige and luxury of a lifestyle you can uniquely call your own.

MCB Visa Platinum Credit Card is the most reliable, competitive and gratifying Credit Card offering a tantalizing mix of luxurious shopping, dining and traveling opportunities which will undoubtedly be a treat for you and your family.

It is accepted at nearly 29 million locations in more than 150 countries around the globe and over 30,000 establishments in Pakistan. So make the most of a powerful card and expect what you deserve, a liberating experience that redefines the way you spend.
Enjoy the influence of your card as you become platinum.

Features and Benefits:

CIP Lounge

MCB Visa Platinum Credit Card members can avail the comfort of CIP lounges at no cost at all. Just present your MCB Visa Platinum Credit Card and relax in the CIP lounge at Karachi, Lahore and Islamabad International airports.

PRIORITY PASS

Priority Pass lets you access more than 600 airport lounges in 300 cities & 100 countries. There are free refreshments, internet usage and many other facilities a card member can use. It provides a means to get away from the hustle and bustle of crowded airports and enjoy the privileges it has to offer. The facility can be availed irrespective of the Airline or class of travel.

Key Features:

  • Access to over 600 airport VIP lounges in over 100 countries and over 300 cities – so you can treat yourself like a VIP no matter where you travel, or which airline and class you fly.
  • Peace and quiet – relax and unwind away from the chaos of the airport, and enjoy a range of complimentary refreshments.
  • Full business facilities – most lounges offer phone, fax, email and internet facilities, some even have conference rooms.
  • Excellent value for money – three membership plans designed to offer you VIP airport lounge access at competitive rates no matter how frequently you travel.

How to gain access to VIP Lounge
Three Easy Steps:

  • Locate the Priority Pass lounge you want to visit.
  • Present your MCB Priority Pass to the reception.
  • You will be asked to sign a Record of Visit Voucher. In some lounges your card will electronically be swiped.

Triple Reward Points

MCB Visa Platinum cardholders would be entitled to get triple reward points on international spend!

5% Cash back on International Lodging

MCB Visa Platinum cardholders will get 5% cash back on international lodging while spending on their card!
Rs.8K per annum Cap on the cash back.
Note: Limited time offer.

Cash Back on Selected Local Restaurants:

MCB Visa Platinum cardholders will get 20% cash back on selected local restaurants while spending on their card!

  • Papasallis (Islamabad)
  • Café Aylanto (Karachi & Lahore)
  • Fuschia (Lahore)
  • Freddy,s (Lahore)
  • Café Flo (Karachi)

Concierge International Services

Enjoy round-the-clock access to the Visa Platinum Customer Centre. Services such as organizing a flight to Paris, recommending a restaurant in Hong Kong, arranging for opera tickets in Milan or even suggesting a reliable dry cleaner away from home are just some of the services available. All it takes is a phone call or a mouse click, any time anywhere in the world.

To avail the facilities please dial 0080090044051.

Exclusive Local Discounts:

MCB Visa Platinum cardholders will get exclusive discounts at the following partner’s outlets while using their platinum card!

Exclusive Local Discounts

Almas Jeweler
Karachi
40% Discount on Diamond Jewelry
Baby Shop
Karachi / Lahore
10% Discount
Bareeze
Nationwide outlets
3 Free alterations
 
Complementary drink
Appointment facility
Prior notice of special offers
Bose
Karachi/Lahore
On purchase of 3-2-1 GS III I Series Home Entertainment System (Value Rs.125,000/-) card member would get a Bose On-ear Headphone Free (value Rs. 15,000/-)

On purchase of 3-2-1 GSX III Home entertainment system (value Rs.165,000/-) card member would get a BOSE companion 3 Series II Multimedia speaker set Free (value Rs.28,800/-)

On purchase of Lifestyle 38 (Value Rs.301,800/-) and Lifestyle 48 (Value Rs.389,700/-)card member would get a Sound Dock Portable Free (Value Rs. 44,500/-)

On purchase of Sound Dock Portable Digital Music system (Value Rs. 44,500/-) card member get a BOSE In-ear Headphone Free (value Rs. 7,700/-)

Jawahir
Karachi
20% Discount on making.
Designer
Karachi/Lahore/Islamabad
7% Discount on spend of Rs. 25,000/-
Sabs
Karachi
15% Discount on all services other than bridal
Time & Fortune
Karachi
Fortune Magazine 26 issues @ Rs. 2,886/- with Free FX Creation Bag (55% Discount)
Wilsons
Karachi /Lahore/Islamabad
Montblanc Products – 10% Discount
Swarovski Watches - 10% Discount
Maurice Lacroix – 15% Discount
Nina Ricci - 15% Discount
Khiva
Islamabad
15% Discount
Masooms
Islamabad
20% Discount
BHS
Islamabad
20% Discount
Fashion Gallery
Rawalpindi
20% Discount
HKB (Liberty & Defence)
Lahore
10% Discount on Minimum Spend of Rs. 25,000/- on Non Grocery Items.
5% Discount on Grocery Items on Minimum Purchase of Rs. 20,000/-

Note:

Cash Back amount will be reflected into next month’s bill statement Rs, 2,000/- per month cap on the cash back.

For further information, contact our 24/7 Call Centre at 0800-622-72

I REVOLVE

When you revolve markup rate on previous months retail transactions reduce every month upto 6 months. Thus the older your retail transactions, the lower the markup rate. Keep revolving with the peace of mind that you are paying a declining markup rate.

How to avail this service?

If you have not already subscribed for i-revolve at the time of filling your MCB Visa Platinum Credit Card application, contact our Call Center at 0800-622-72. Your chosen option will be effective from your next billing cycle. You can choose between i-revolve and fixed mark-up by contacting our Call Center. Use your MCB Visa Platinum Credit Card to revolve and pay less as you become Platinum.
Note: APR and other associated charges are mentioned in the Schedule of Charges.

I SECURE

All MCB Visa Platinum Credit Cards come activated with the i-secure feature. It offers you added convenience and absolute safety and security so that the next time you shop, it is without the fear of Credit Card scam or misuse. An embedded chip makes MCB Visa Platinum Credit Card technologically advanced and efficient, plus gives the capability of storing large amounts of intelligent encrypted data.

You are protected against fraudulent transactions on your Card, making it a highly secure and an effective mode of payment. Your Card uses cutting edge encryption methods to operate, thus preventing all forms of physical fraud related to your Card such as skimming and counterfeiting.

How to avail this service?

This feature is automatically activated in MCB Visa Platinum Credit Card.

PAYMENT CHANNELS

Pay with ease and convenience by adopting any of the following payment channels.

  • Cash Payment through MCB Branches.
  • Cheque Payment Drop Box Facility at MCB Branches.
  • Direct Debit Facility from MCB Bank Account.
  • Payment through Virtual Banking for MCB Bank customers.
  • Payment through Mobile Banking for MCB Bank customers.
  • Payment through IVR by calling our Call Center for MCB Bank customers.

I SWITCH

Transfer your outstanding balance from any other credit card(s) onto your MCB Visa at a lower
markup rate.

Pay back in easy equal monthly payments in tenures of 3, 6, 12, 18, 24, 30 or 36 months.
Call our Call Center on 0800-622-72 to avail this facility.

*Minimum amount transferred should be PKR 3000 or above and within your available credit limit.
Note: APR and other associated charges are mentioned in the Schedule of Charges.

I DIAL

Using i-dial on your MCB Visa Platinum Credit Card, you now have an instant Personal Loan

within your reach. With the i-dial feature:
Have a payorder delivered within 3 days to your billing address.
Pay back in easy, equal monthly installments of 3, 6, 12, 18, 24, 30 or 36 months.

How to avail this service?

Just contact our Call Center at 0800-622-72 and have a payorder made today.
Note: APR and other associated charges are mentioned in the Schedule of Charges.

I EDUCATE

MCB Visa Credit Card helps you pay your child’s school or college fee in equal monthly installments of 3 months.

How to avail this service?

Just contact our Call Center at 111-000-MCB (622) and have a pay order made today.
Note: APR and other associated charges are mentioned in the Schedule of Charges.

I PLAN

With i-plan on your MCB Visa Platinum Credit Card you can:
Convert any retail transaction of PKR 3000 or more in easy equal monthly payments at lower markup rate.

Select payment tenures of 3, 6, 12, 18, 24, 30 or 36 months.

How to avail this service?

Contact our 24 hour Call Center at 0800-622-72 to convert that transaction onto i-plan.
Only valid for retail transactions not more than a month old.

Note: APR and other associated charges are mentioned in the Schedule of Charges.

I INSURE

MCB Visa Platinum Credit Card with i-insure gives you the most flexible and comprehensive options to cover your family and yourself against contingencies. And that too by just paying a very nominal monthly premium for your chosen insurance plan.

1.Wallet Protection

Provides coverage against financial loss due to:

  • Fraudulent Credit Card Transactions:Theft or robbery incurred by transactions done fraudulently on your Card. A cover of upto PKR 40,000 is provided under this option.
  • Loss of Identification Documents:Government of Pakistan Identification Papers like Passport, CNIC, Driving License, etc.
  • Cash Coverage:In case of robbery or theft from your home, the amount robbed/ stolen will be reimbursed up to a maximum of PKR 10,000

2.Accidental Travel Insurance (Common Carrier)

Covers your family in case of your unforeseen accidental death while traveling in a Common Carrier (commercial airline, railway, water borne or passenger bus).

3.Life Insurance

Covers your family in case of an unfortunate event resulting in your death or disability.

4.Education Insurance

Your children's education cost will be taken care of in case of an unfortunate event resulting in your accidental death or disability.

5.Personal Accidental Death and Disability

Covers your family in case of unforeseen event of your accidental death or disability.

6.Credit Security

In case of an injury, illness or death, the outstanding balance on your MCB Visa Platinum Credit Card is insured for payment and costs a nominal percentage (as per the Schedule of Charges) of your outstanding balance.
You can also avail Wallet Protection as a separate insurance to sign up for the package of your choice.

Credit Security offers the following benefits

Death benefit
On death of the insured Cardmember by any cause, the benefit will be the amount of the indebtedness plus the credit charges on the indebtedness for the maximum period of two months after the date of death.

Temporary Total Disability benefit
In the event of Temporary Total Disability due to accident or sickness, the benefit will be the continuation of the minimum monthly payment during the disability period. Temporary total disability means disability caused by accident or sickness and as a result of which the Cardholder is unable to be engaged in his own usual occupation for a period exceeding 45 days. No benefit is payable during the 45 days waiting period.

Permanent Total Disability benefit
On Permanent Total Disability of the Card member due to accident or sickness, the Benefit will be the amount of indebtedness. The benefit will be paid after 6 consecutive months of total disability. Permanent Total Disability means inability of the Cardholder to engage in any occupation for which he is reasonably qualified by education, training and experience. Benefit will become payable 6 months after the onset of disability.

Terminal Illness benefit
If a card member is diagnosed with a terminal illness the amount of indebtedness plus credit charges for the maximum period of two months will be payable. Terminal illness means illness, which reduces expected lifespan of the card to less than 6 months as certified by an approved physician.

7. Insure Plus

A set of income for card holder's family for the years to come. In the event of any mishap (Natural or accidental) or Total and permanent disability the beneficiary shall receive the monthly sum assured of Rs. 10,000/- on a monthly basis for 10 years.

I CASH

MCB Visa Platinum Credit Card comes activated with the i-cash feature enabling you to withdraw upto 75% of your credit limit.

  • All you need to have is your MCB Visa Platinum Credit Card and your unique Personal Identification Number (PIN).
  • Insert your Card into any Automated Teller Machine (ATM) in Pakistan or abroad which displays a Visa logo indicating that your Card is accepted and just follow the simple instructions.

Cash Advance through POS 

Withdraw up to 75% of your credit limit by visiting any of the following designated branches of MCB Bank and charging the card on POS Machine.

List of designated branches

MCB Visa Platinum takes care of your immediate cash needs...anywhere and everywhere!

I BILL

MCB Bank Cardholders can now pay their utility bills through their MCB Platinum Visa Credit Card.
You can choose from options for a one time payment as well as recurring automatic payments.

Utility Companies

  • SSGC
  • SNGPL
  • KESC
  • IESCO
  • HESCO
  • PTCL

Mobilink Auto Debit Registration

MCB Visa Platinum Credit Cardmembers can enroll for Mobilink Auto Debit and billing on your card. To enroll simply call at 111-000-MCB (622) and register for this facility.

Club Bill Payment

MCB Visa Platinum Credit Card members can enroll for club bill payment and billing of the same on their card simply by calling our 24 hour call center. To enroll simply call at 111-000-MCB (622) and register for this facility. 

List of clubs enrolled for bill payment

I ALERT

You as a Basic Card member will receive SMS alerts when:

Any transaction is done using MCB Visa Platinum Credit Card.

  • Payments are made for an outstanding amount against MCB Visa Platinum Credit Card.
  • A Mini statement is generated (once a month).
  • New promotional offers are introduced on MCB Visa Platinum Credit Card & much more.

I REWARD

The more you shop, the more you earn.

Earn Points:

With MCB Visa Credit Card, get rewarded with points for every transaction (1 point for 50Rs)

Redeem Points:

You can redeem your reward points for any product of your choice from the I Shop catalogue.

I SHOP

i-shop is a virtual shopping mall which enables you to:

  • Redeem MCB Bank reward points in exchange for a product from the i-shop catalogue.
  • Shop instantly by charging on MCB Visa Platinum.
  • Shop by converting the purchase price into an i-plan with 0% markup payable in 6 months.

How to avail this service?

Please contact our 24 hour Call Center at 111-000-MCB (622) to book your order.

The i-plan Option

The i-plan option will allow you to purchase products valued at PKR. 3000/- and above and pay back in 6 equal monthly instalments at 0% markup.

The Redemption Option

The redemption option will allow you to redeem your reward points in exchange for a product from the i-shop catalogue.

The Purchase Price Option

The purchase price option will allow you to conduct a phone order transaction and authorize a one time charge for the cost of the product to be charged on to your MCB Platinum Credit Card.

I Shop List *
Easy Shop Product List *

* The Prices mentioned above are initial prices and are subject to change. For updated prices customers have to call our call center at 111-000-622.

PRIORITY PASS

Priority Pass is the world’s largest independent airport VIP lounge program. Now bigger and better than ever with more than 600 lounges throughout the world!

Key Benefits:

Access to over 600 airport VIP lounges
In over 100 countries and over 300 cities – so you can treat yourself like a VIP no matter where you travel, or which airline and class you fly.

Peace and quiet
Relax and unwind away from the chaos of the airport, and enjoy a range of complimentary refreshments.

Full business facilities
Most lounges offer phone, fax, email and internet facilities, some even have conference rooms.

Excellent value for money
Three membership plans designed to offer you VIP airport lounge access at competitive rates no matter how frequently you travel.

For more information on priority pass log on to www.prioritypass.com

MARKETING ALLIANCES

VISA INTERNATIONAL DISCOUNT OFFERS

Local Discount Offers

Pricing


Back to Top