MCB Visa Signature debit card is your passport to a world of exclusive offers & perks. Whether you want to relax at luxury hotels or explore new destinations, MCB Signature Debit Card has you covered.

Privileged Discounts

MCB Visa Signature debit card offers a variety of privileged discounts, including special offers on travel, entertainment, dining, and wellness both in Pakistan and across the globe. Discover discounts & offers available with your MCB Visa Signature debit card here: mcb.com.pk/privilege/privilege-deal-discounts

Complimentary Lounge Access

Enjoy unparalleled comfort and convenience with our Visa Signature Card, offering exclusive access at over 1200 lounges at airports worldwide.

• The Cardholder is entitled to 12 lounge visits (Cardholder only) in a calendar year
• To be eligible for the complete entitlement of 12 visits, the Cardholder needs to complete one (1) international transaction** in each calendar year (Eligibility Condition)
• The Cardholders will be initially assigned one (1) complimentary visit each year prior to meeting the Eligibility Condition
• Upon successfully satisfying the Eligibility Condition, the Cardholder becomes eligible for the 11 additional visit entitlement for the year
• Annual lounge visit entitlement and the requirement to meet the Eligibility Condition will reset from 1 Jan in subsequent years
• As part of the default option, any lounge visits outside Visa Lounge Entitlement will need to be paid for by the Cardholder (Visit will be charged directly to the card by Airport Companion Application)

** Minimum transaction value of USD 1 at Point-of-Sale transactions including Face to Face, E Commerce, MOTO or Recurring transactions where Issuer is not located in the country of transaction; Spend may take up to 10 days to register with Airport Companion Application (Available on IOS and Android)

Visa Smart Delay

Travel with confidence knowing that unexpected delays won’t leave you stranded at the airport. With Visa Smart Delay, you and up to four companions can enjoy complimentary access to airport lounges worldwide if your registered flight is delayed by more than 60 minutes. Simply register your flight details in advance, and if a qualifying delay occurs, you will instantly receive LoungeKey™ vouchers via email and SMS, giving you access to over 1,200 lounges globally so you can enjoy comfortable and premium environment to make your wait more enjoyable.

How to Register for Visa Smart Delay, Learn more

Access to Luxury Hotel Collection

Access over 900 hotels from the Visa Luxury Hotel Collection, featuring the world's finest properties. Find your ideal hotel for your destination by visiting: visasignaturehotels.com

Concierge Services

Find and book the best deals and offers on-the-go with Visa Ten Concierge. Chat with Lifestyle Managers anytime via Live Chat. They will help you with your travel needs and preferences. Call at:

• International: +44 2078502829
• Pakistan: 0080090044051
• Visit: visaconciergecemea.com

Higher Spending & Withdrawal Limits

Debit Card Management Via MCB Live

Register on MCB Live with your Visa Signature debit card for easy debit card management

• Enable or disable international & online transactions in just a few taps
• Temporarily block and unblock your card

Host of Special Features

• Global Acceptance
• Tap and Pay with your NFC enabled card for contactless transactions
• Experience 3D security for online transactions
• Purchase Protection & Extended Warranty

Eligibly Criteria

1. Visa Signature debit card issuance shall be one card per customer. In case of customers having joint account with either/or survivor status.
2. If a valued customer fails to maintain quarterly average deposit requirement, their Visa Signature debit card will incur a quarterly Debit Card fee per prevailing SOBC.
3. If a Visa Signature debit card’s quarterly Debit Card fee remains uncollected for 2 consecutive quarters, the bank may block the card.
4. Deposit Maintenance Requirement: MCB Visa Signature Debit Cardholders are required to maintain deposit threshold of either PKR 2 Million in your Current Account(s) or PKR 5 Million in total all accounts (Including FCY).
5. If the Cardholder fails to meet the deposit requirements for two consecutive quarters, the Bank reserves the right to block or terminate the Visa Signature Debit Card facility without prior notice or intimation.
6. Fee Deduction from Relationship Accounts: In cases where the applicable fee cannot be collected from the primary account, it may be deducted from another account under the same relationship.
7. MCB Visa Signature Debit Card to be used in a reasonable and personal capacity. The Bank reserves the right to review and revoke Signature card services in cases where usage is found to be inconsistent with the intended purpose of the offering.

How to Apply?

To apply for your MCB Visa Signature debit card, visit your MCB Bank branch

How to Activate?

• Visit any MCB ATM, send SMS to 6222 with CNIC number and last 4 digits of your MCB Debit Card to get your activation code. Insert the card in the ATM machine for activation and follow instructions on the screen
  • SMS Example: ACT 1234567899999 1234

• MCB VISA Signature Debit Card can also be activated via MCB Live
• Call 24/7 helpline 111-000-622 from your registered mobile number