Travel Insurance Plan

Travel Insurance is designed to fulfill your traveling needs and to make your journey stress free due to any unforeseen event ; Providing unmatched coverage against travelling inconveniences whether you are travelling for business or leisure. Partnering with the world-renowned International SOS, we are just a call away to help in gaining health care services at your destination. Besides medical assistance, our customer care services also excel in providing concierge, travel, cash emergency and a wide range of hotline services, with the facility of direct settlement of medical claims in the Schengen States.

International Travel Insurance Plan:

Duration upto International Travel Insurance Premium Table (Amount in PKR)
Individual Family
Secure Delight Schengen Active Secure Plus Care Secure Delight Schengen Active Secure Plus Care
7 Days 2,750 1,600 1,350 750 4,200 2,650 2,100 1,500
10 Days 3,400 2,150 1,700 850 5,500 2,950 2,750 2,200
15 Days 4,750 2,300 2,400 1,300 7,050 3,100 3,550 2,550
21 Days 6,400 2,900 3,200 1,700 9,800 4,300 4,900 3,400
31 Days 7,150 3,500 3,550 2,150 11,900 5,150 5,950 4,300
62 Days 13,750 4,950 6,900 4,200 18,150 6,400 9,100 8,500
92 Days 18,300 5,800 9,150 5,750 23,650 7,700 14,700 12,100
122 Days 24,850 7,350 12,400 7,350 29,150 8,750 18,950 15,150
152 Days 31,900 8,400 15,950 9,100 35,100 9,400 21,050 18,900
180 Days 36,750 9,500 18,400 10,950 41,050 10,950 24,650 22,700
Annual Multi-Trip 16,200 13,000 13,500 9,750 28,080 17,850 23,350 14,050
Senior Age Extension for those aged 65-85 100% increase 100% increase 100% increase 100% increase N/A N/A N/A N/A

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BENEFITS & SUM INSURED TABLE
Description of Cover Secure Delight Schengen Active Secure Plus Care
Section 1 - Medical Benefits
Emergency Medical Expenses - Accident & Sickness $50,000 €30,000 $25,000 $10,000
Emergency Dental Care $300 € 250 $200 -
Deductible on Emergency Medical & Dental Care Expense $100 €100 $100 $100
Emergency Medical Evacuation Included Included Included Included
Compassionate Visit - - - -
Repatriation of Mortal Remains Included Included Included Included
Return of Dependent Child Included - Included Included
Delivery of Medicines Included Included Included Included
24/7 Worldwide Assistance Services Included - Included Included
Section 2 - Personal Accident Benefits
Accidental Death $4,500 € 2,500 $1,500 $1,000
Accidental Death (Common Carrier) $4,500 € 2,500 $1,500 -
Permanent Total Disability As Per Compensation Table Limits in Policy Wording
Section 3 - Travel Inconvenience Benefits
Baggage Loss - Checked In (Limit of 10% per item) $500 - $300 $200
Baggage Delay - Checked In (Excess First 8 Hours) $75 - $60 $50
Flight Delay (Excess First 12 Hours) $200 - $150 $100
Passport Loss (Excess $25 EEL) $200   $150 $100
Credit Card Loss - Cash Advance $300 - $200 -
Trip Cancellation & Curtailment $300 - $200 -
Personal Liability (Excess $1,000 for TPPD) $5,000 - $3,000 $2,000
  • This product is underwritten by Adamjee General Insurance. It is not guaranteed or insured by “Bank” or its affiliates and is not a product of the Bank.
  • Adamjee General Insurance International Travel Plan applications are processed and approved by Adamjee General Insurance, as per their underwriting guidelines. MCB is not responsible for the processing and approval of these applications in any way, whatsoever.
  • This brochure only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer avails the service.
  • The Bank is acting as a corporate insurance agent of Adamjee General Insurance which underwrites the policy and the Bank shall not be held responsible for any liability under the policy in any manner whatsoever to the policyholder(s) or claimant(s).
  • Schengen Active Plan is exclusively for Schengen Countries and do fulfill the minimum requirement of €30,000 of Emergency Medical expense, Evacuation & Repatriation of Mortal Remains.
  • Secure Delight Plans is applicable for Schengen Countries & Worldwide.
  • Secure Plus & Care Plan is not applicable for Schengen Countries.
  • Maximum 60 days per trip is covered in annual multi trip plans of Secure Plus & Care.

Student Travel Insurance Plan:

STUDENT TRAVEL INSURANCE
Premium Table (Amount in PKR Without Tuition Fee)
 
DURATION Student Bliss Student Delight Student Basic
SIX MONTHS 27,500 14,300 9,500
ONE YEAR (Straight) 52,800 33,600 19,600
Premium Table (Amount in PKR With Tuition Fee-Optional Cover)
DURATION Student Bliss Student Delight Student Basic
SIX MONTHS 33,000 19,800 14,000
ONE YEAR (Straight) 59,400 38,500 25,200

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Benefits & Sum Insured Table
Description of Cover Student Bliss Student Delight Student Basic
Section 1 - Medical Benefits
Emergency Medical Expense-Sickness or Accident $100,000 $50,000 €30,000
Emergency Dental Care $500 $300 €150
Deductible on Medical & Dental $100 $100 $100
Emergency Medical Evacuation Actual Actual Actual
Repatriation of Mortal Remains Actual Actual Actual
24/7 Worldwide Assistance Service Include Include Include
Section 2 - Personal Accident Benefits
Accidental Death $10,000 $5,000 € 3,000
Accidental Death (Common Carrier) $10,000 $5,000 € 3,000
Permanent Total Disability As per Compensation Table
Section 3 - Travel Inconvenience Benefits
Baggage Loss- Checked In (Limit 10% Per Item) $300 $150 € 100
Passport Loss $200 $100 € 50
Tuition Fee (Optional Cover) * $30,000 $20,000 € 10,000
  • This product is underwritten by Adamjee General Insurance. It is not guaranteed or insured by “Bank” or its affiliates and is not a product of the Bank.
  • Adamjee General Student Travel Plan applications are processed and approved by Adamjee General Insurance, as per their underwriting guidelines. MCB is not responsible for the processing and approval of these applications in any way, whatsoever.
  • This brochure only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer avails the service.
  • The Bank is acting as a corporate insurance agent of Adamjee General Insurance which underwrites the policy and the Bank shall not be held responsible for any liability under the policy in any manner whatsoever to the policyholder(s) or claimant(s).
  • Student Basic Plan is exclusively for Schengen Countries and do fulfill the minimum requirement of €30,000 of Emergency
  • Medical expense, Evacuation & Repatriation of Mortal Remains.
  • Student Bliss & Student Delight Plans are applicable for Schengen Countries & Worldwide.
  • Optional cover of Tuition Fee is only applicable "With Tuition Fee Cover" plans. *
  • Emergency Medical Expenses are limited to hospitalization only.
  • Medical treatment related to any Pre-existing condition, cancer or pregnancy fall under exclusion and is not covered.
  • This Travel Insurance Policy is only valid when the insured’s departure is from Pakistan on or after the policy start date.
  • Premium amounts are inclusive of all applicable taxes and stamp duty.
  • For Detailed Policy wording please visit: https://www.adamjeeinsurance.com/pak/download_center.php