Travel Insurance Plan
Travel Insurance is designed to fulfill your traveling needs and to make your journey stress free due to any unforeseen event ; Providing unmatched coverage against travelling inconveniences whether you are travelling for business or leisure. Partnering with the world-renowned International SOS, we are just a call away to help in gaining health care services at your destination. Besides medical assistance, our customer care services also excel in providing concierge, travel, cash emergency and a wide range of hotline services, with the facility of direct settlement of medical claims in the Schengen States.
International Travel Insurance Plan:
Duration upto |
International Travel Insurance Premium Table (Amount in PKR) |
Individual |
Family |
Secure Delight |
Schengen Active |
Secure Plus |
Care |
Secure Delight |
Schengen Active |
Secure Plus |
Care |
7 Days |
2,750 |
1,600 |
1,350 |
750 |
4,200 |
2,650 |
2,100 |
1,500 |
10 Days |
3,400 |
2,150 |
1,700 |
850 |
5,500 |
2,950 |
2,750 |
2,200 |
15 Days |
4,750 |
2,300 |
2,400 |
1,300 |
7,050 |
3,100 |
3,550 |
2,550 |
21 Days |
6,400 |
2,900 |
3,200 |
1,700 |
9,800 |
4,300 |
4,900 |
3,400 |
31 Days |
7,150 |
3,500 |
3,550 |
2,150 |
11,900 |
5,150 |
5,950 |
4,300 |
62 Days |
13,750 |
4,950 |
6,900 |
4,200 |
18,150 |
6,400 |
9,100 |
8,500 |
92 Days |
18,300 |
5,800 |
9,150 |
5,750 |
23,650 |
7,700 |
14,700 |
12,100 |
122 Days |
24,850 |
7,350 |
12,400 |
7,350 |
29,150 |
8,750 |
18,950 |
15,150 |
152 Days |
31,900 |
8,400 |
15,950 |
9,100 |
35,100 |
9,400 |
21,050 |
18,900 |
180 Days |
36,750 |
9,500 |
18,400 |
10,950 |
41,050 |
10,950 |
24,650 |
22,700 |
Annual Multi-Trip |
16,200 |
13,000 |
13,500 |
9,750 |
28,080 |
17,850 |
23,350 |
14,050 |
Senior Age Extension for those aged 65-85 |
100% increase |
100% increase |
100% increase |
100% increase |
N/A |
N/A |
N/A |
N/A |
Read More
BENEFITS & SUM INSURED TABLE |
Description of Cover |
Secure Delight |
Schengen Active |
Secure Plus |
Care |
Section 1 - Medical Benefits |
Emergency Medical Expenses - Accident & Sickness |
$50,000 |
€30,000 |
$25,000 |
$10,000 |
Emergency Dental Care |
$300 |
€ 250 |
$200 |
- |
Deductible on Emergency Medical & Dental Care Expense |
$100 |
€100 |
$100 |
$100 |
Emergency Medical Evacuation |
Included |
Included |
Included |
Included |
Compassionate Visit |
- |
- |
- |
- |
Repatriation of Mortal Remains |
Included |
Included |
Included |
Included |
Return of Dependent Child |
Included |
- |
Included |
Included |
Delivery of Medicines |
Included |
Included |
Included |
Included |
24/7 Worldwide Assistance Services |
Included |
- |
Included |
Included |
Section 2 - Personal Accident Benefits |
Accidental Death |
$4,500 |
€ 2,500 |
$1,500 |
$1,000 |
Accidental Death (Common Carrier) |
$4,500 |
€ 2,500 |
$1,500 |
- |
Permanent Total Disability |
As Per Compensation Table Limits in Policy Wording |
Section 3 - Travel Inconvenience Benefits |
Baggage Loss - Checked In (Limit of 10% per item) |
$500 |
- |
$300 |
$200 |
Baggage Delay - Checked In (Excess First 8 Hours) |
$75 |
- |
$60 |
$50 |
Flight Delay (Excess First 12 Hours) |
$200 |
- |
$150 |
$100 |
Passport Loss (Excess $25 EEL) |
$200 |
|
$150 |
$100 |
Credit Card Loss - Cash Advance |
$300 |
- |
$200 |
- |
Trip Cancellation & Curtailment |
$300 |
- |
$200 |
- |
Personal Liability (Excess $1,000 for TPPD) |
$5,000 |
- |
$3,000 |
$2,000 |
- This product is underwritten by Adamjee General Insurance. It is not guaranteed or insured by “Bank” or its affiliates and is not a product of the Bank.
- Adamjee General Insurance International Travel Plan applications are processed and approved by Adamjee General Insurance, as per their underwriting guidelines. MCB is not responsible for the processing and approval of these applications in any way, whatsoever.
- This brochure only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer avails the service.
- The Bank is acting as a corporate insurance agent of Adamjee General Insurance which underwrites the policy and the Bank shall not be held responsible for any liability under the policy in any manner whatsoever to the policyholder(s) or claimant(s).
- Schengen Active Plan is exclusively for Schengen Countries and do fulfill the minimum requirement of €30,000 of Emergency Medical expense, Evacuation & Repatriation of Mortal Remains.
- Secure Delight Plans is applicable for Schengen Countries & Worldwide.
- Secure Plus & Care Plan is not applicable for Schengen Countries.
- Maximum 60 days per trip is covered in annual multi trip plans of Secure Plus & Care.
Student Travel Insurance Plan:
STUDENT TRAVEL INSURANCE |
Premium Table (Amount in PKR Without Tuition Fee) |
|
DURATION |
Student Bliss |
Student Delight |
Student Basic |
SIX MONTHS |
27,500 |
14,300 |
9,500 |
ONE YEAR (Straight) |
52,800 |
33,600 |
19,600 |
Premium Table (Amount in PKR With Tuition Fee-Optional Cover) |
DURATION |
Student Bliss |
Student Delight |
Student Basic |
SIX MONTHS |
33,000 |
19,800 |
14,000 |
ONE YEAR (Straight) |
59,400 |
38,500 |
25,200 |
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Benefits & Sum Insured Table |
Description of Cover |
Student Bliss |
Student Delight |
Student Basic |
Section 1 - Medical Benefits |
Emergency Medical Expense-Sickness or Accident |
$100,000 |
$50,000 |
€30,000 |
Emergency Dental Care |
$500 |
$300 |
€150 |
Deductible on Medical & Dental |
$100 |
$100 |
$100 |
Emergency Medical Evacuation |
Actual |
Actual |
Actual |
Repatriation of Mortal Remains |
Actual |
Actual |
Actual |
24/7 Worldwide Assistance Service |
Include |
Include |
Include |
Section 2 - Personal Accident Benefits |
Accidental Death |
$10,000 |
$5,000 |
€ 3,000 |
Accidental Death (Common Carrier) |
$10,000 |
$5,000 |
€ 3,000 |
Permanent Total Disability |
As per Compensation Table |
Section 3 - Travel Inconvenience Benefits |
Baggage Loss- Checked In (Limit 10% Per Item) |
$300 |
$150 |
€ 100 |
Passport Loss |
$200 |
$100 |
€ 50 |
Tuition Fee (Optional Cover) * |
$30,000 |
$20,000 |
€ 10,000 |
- This product is underwritten by Adamjee General Insurance. It is not guaranteed or insured by “Bank” or its affiliates and is not a product of the Bank.
- Adamjee General Student Travel Plan applications are processed and approved by Adamjee General Insurance, as per their underwriting guidelines. MCB is not responsible for the processing and approval of these applications in any way, whatsoever.
- This brochure only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer avails the service.
- The Bank is acting as a corporate insurance agent of Adamjee General Insurance which underwrites the policy and the Bank shall not be held responsible for any liability under the policy in any manner whatsoever to the policyholder(s) or claimant(s).
- Student Basic Plan is exclusively for Schengen Countries and do fulfill the minimum requirement of €30,000 of Emergency
- Medical expense, Evacuation & Repatriation of Mortal Remains.
- Student Bliss & Student Delight Plans are applicable for Schengen Countries & Worldwide.
- Optional cover of Tuition Fee is only applicable "With Tuition Fee Cover" plans. *
- Emergency Medical Expenses are limited to hospitalization only.
- Medical treatment related to any Pre-existing condition, cancer or pregnancy fall under exclusion and is not covered.
- This Travel Insurance Policy is only valid when the insured’s departure is from Pakistan on or after the policy start date.
- Premium amounts are inclusive of all applicable taxes and stamp duty.
- For Detailed Policy wording please visit: https://www.adamjeeinsurance.com/pak/download_center.php