Financing secured against cash / near cash collateral allowed to individuals for meeting their personal, family, and household needs.


  • 21 years and above.
  • Resident Pakistani national.
  • Salaried, self-employed, retired individuals and house-wives.


  • PKR 0.050M – PKR 20.000M.


  • MCB Bank Term Deposits, Special Term Deposits.
  • MCB Bank Foreign Currency Deposits / Accounts.
  • Dynamic Cash Fund / Cash Management Optimizer Fund / Pakistan Cash Management Fund / Metrobank – Pakistan Sovereign Fund / MCB Islamic Fund / Pakistan Income Enhancement Fund / Pakistan Income Fund.
  • Defense Saving Certificates (DSCs), Special Savings Certificates (SSCs), Regular Income Certificates (RICs) and government securities.
  • Other Bank’s securities (subject to approval of MCB Bank).


Facility available at more than 200 branches spread all over Pakistan.

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