Financing secured against cash / near cash collateral allowed to individuals for meeting their personal, family, and household needs.

Eligibility

• 21 years and above.
• Resident Pakistani national.
• Salaried, self-employed, retired individuals and house-wives.

Financing

• PKR 0.050M – PKR 20.000M.

Collateral

• MCB Bank Term Deposits, Special Term Deposits.
• MCB Bank Foreign Currency Deposits / Accounts.
• Dynamic Cash Fund / Cash Management Optimizer Fund / Pakistan Cash Management Fund / Metrobank – Pakistan Sovereign Fund / MCB Islamic Fund / Pakistan Income Enhancement Fund / Pakistan Income Fund.
• Defense Saving Certificates (DSCs), Special Savings Certificates (SSCs), Regular Income Certificates (RICs) and government securities.
• Other Bank’s securities (subject to approval of MCB Bank).

Availability

Facility available at more than 200 branches spread all over Pakistan.