Key Benefits:

• Partial Withdrawal
• Complete Surrender
• Protection Benefit
• Additional Benefits: Level Term Insurance Rider (LTR), Accident Care Benefit (ACB), Family Protection Rider (FPR), Income Benefit Rider (IBR), Income Benefit -Death (IB-Death), Income Benefit - Disability (IB-Disability), Elaj Aasan (EA), Permanent & Total Disability (PTD) and Health Sure.
• Premium Escalation

Free-Look Period:

CapitalSure offers a free-look period of 14 days during which you can review your policy terms and conditions and cancel the policy. Your premium will be refunded on receipt of written request within 14 days from the date of receipt of policy document. IGI Life Insurance Limited reserves the right to deduct the expenses incurred on medical examination.

Policy Eligibility:

• Minimum Entry Age: 18 year (Age Next Birthday)
• Maximum Entry Age: 65 years (Age Next Birthday)
• Minimum Policy Term: 10 years
• Maximum Policy Term: up to age 85 years

Policy Eligibility:

The minimum annual collected Basic Premium is PKR 8,000.

For Account Value Acceleration Premium payments - Minimum payment is PKR 100,000 with no limit on the maximum.

Payment Modes:

• Annually
• Semi-Annually
• Quarterly
• Monthly

Charges:

In addition to reduced allocation in initial years, following charges would apply on the plan:

• Management Charges: 150 basis points from the annual yield.
• Administration Charges: PKR 150 per month
• Processing Charges: PKR 500 on each partial withdrawal and complete surrenders.
• Surrender (% of Account Value): 100% - Year 1, 100% - Year 2, 25% - Year 3, 15% - Year 4, 10% - Year 5, Nil - Year 6 onwards

*All charges are reviewable by the company

Apply for IGI Life CapitalSure today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/bancassurance/capital-sure/

Note

• MCB Bank Limited is acting as a distributor of IGI Life CapitalSure Plan on behalf of IGI Life Insurance Limited, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party.
• IGI Life Insurance Limited is registered and supervised by Securities and Exchange Commission of Pakistan.
• All applications are processed and approved by IGI Life Insurance Limited, as per their underwriting guidelines. MCB Bank Limited is not responsible for the processing and approval of these applications in any way, whatsoever.
• The aforementioned only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer(s) avail the service.

Key Benefits:

• Guaranteed Loyalty Bonus
• Account Value Acceleration Premiums
• Guaranteed Benefits in case of Death
• Partial Withdrawal
• Complete Surrender
• Maturity Benefit
• Additional Benefits: Level Term Insurance Rider (LTR), Accident Care Benefit (ACB), Family Protection Rider - Disability (FPR-Disability), Income Benefit Rider (IBR), Income Benefit -Death (IB-Death), Income Benefit - Disability (IB-Disability), Elaj Aasan (EA), Permanent & Total Disability (PTD) and Health Sure.
• Premium Escalation

Free-Look Period:

If you cancel your policy within a free look period of 14 days from the date of receipt of the policy documents, you are entitled for a full refund of premium less any expenses incurred by IGI Life in connection with your medical or clinical examinations.

Policy Eligibility:

• Minimum Entry Age: 18 year (Age Next Birthday)
• Maximum Entry Age: 65 years (Age Next Birthday)
• Minimum Policy Term: 10 years
• Maximum Policy Term: up to age 85 years

Minimum Basic Premium:

The minimum annual collected Basic Premium is PKR 30,000.

 

For Account Value Acceleration Premium payments - Minimum payment is PKR 100,000 with no limit on the maximum.

Payment Modes:

• Annually
• Semi-Annually
• Quarterly
• Monthly

Charges:

In addition to reduced allocation in initial years, following charges would apply on the plan:

• Management Charges: 1/12th of 1.5% of account value per month.
• Bid / Offer Spread: 5%
• Administration Charges: PKR 150 per month
• Transfer Fee: PKR 500 per transfer b/w investment sub-accounts.
• Processing Charges: PKR 500 on each partial withdrawal and complete surrenders.
• Surrender (% of Account Value): 100% - 1st & 2nd year, Nil 3rd year onwards.

*All charges are reviewable by the company

Apply for IGI Life IncomeMax today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/bancassurance/income-max/

Note

• MCB Bank Limited is acting as a distributor of IGI Life IncomeMax Plan on behalf of IGI Life Insurance Limited, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party.
• IGI Life Insurance Limited is registered and supervised by Securities and Exchange Commission of Pakistan.
• All applications are processed and approved by IGI Life Insurance Limited, as per their underwriting guidelines. MCB Bank Limited is not responsible for the processing and approval of these applications in any way, whatsoever.
• The aforementioned only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer(s) avail the service.

Key Benefits:

• Guaranteed Loyalty Bonus
• Account Value Acceleration Premiums
• Guaranteed Benefits in case of Death
• Partial Withdrawal
• Complete Surrender
• Maturity Benefit
• Additional Benefits: Level Term Insurance Rider (LTR), Accident Care Benefit (ACB), Family Protection Rider (FPR) , Income Benefit Rider (IBR), Income Benefit -Death (IB-Death), Income Benefit - Disability (IB-Disability), Elaj Aasan (EA), Permanent & Total Disability (PTD) and Health Sure.

Free-Look Period:

If you cancel your policy within a free look period of 14 days from the date of receipt of the policy documents, you are entitled for a full refund of premium less any expenses incurred by IGI Life in connection with your medical or clinical examinations.

Policy Eligibility:

• Minimum Entry Age: 18 year (Age Next Birthday)
• Maximum Entry Age: 65 years (Age Next Birthday)
• Minimum Policy Term: 10 years
• Maximum Policy Term: up to age 85 years

Minimum Basic Premium:

The minimum annual collected Basic Premium is PKR 30,000.

For Account Value Acceleration Premium payments - Minimum payment is PKR 100,000 with no limit on the maximum.

Payment Modes:

• Annually
• Semi-Annually
• Quarterly
• Monthly

Charges:

In addition to reduced allocation in initial years, following charges would apply on the plan:

• Management Charges: 1/12th of 1.5% of account value per month.
• Bid / Offer Spread: 5%
• Administration Charges: PKR 150 per month
• Transfer Fee: PKR 500 per transfer b/w investment sub-accounts.
• Processing Charges: PKR 500 on each partial withdrawal and complete surrenders.
• Surrender (% of Account Value): 100% - 1st & 2nd year, Nil 3rd year onwards.

*All charges are reviewable by the company

Apply for IGI Life RetireEasy today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/bancassurance/retire-easy/

Note

• MCB Bank Limited is acting as a distributor of IGI Life RetireEasy Plan on behalf of IGI Life Insurance Limited, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party.
• IGI Life Insurance Limited is registered and supervised by Securities and Exchange Commission of Pakistan.
• All applications are processed and approved by IGI Life Insurance Limited, as per their underwriting guidelines. MCB Bank Limited is not responsible for the processing and approval of these applications in any way, whatsoever.
• The aforementioned only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer(s) avail the service.

Key Benefits:

• Income Tax Benefit
• Account Value Acceleration Premiums
• Death Benefit
• Vitality Benefits
• Maturity Benefit
• Extra Unit Allocation
• Automatic Cover Maintenance
• Compulsory Supplementary Benefit: Accidental Death Benefit (ADB)
• Additional Benefits: Level Term Insurance Rider (LTR), Accident Care Benefit (ACB), Family Protection Rider - Disability (FPR-Disability), HealthSure, Income Benefit – Death (IBR-Death), Income Benefit – Disability (IBR-Disability), Elaj Aasan (EA), Permanent and Total Disability (PTD) and Accident Medical Expense Reimbursement (AMR).

Free-Look Period:

If you cancel your policy within a free look period of 14 days from the date of receipt of the policy documents, you are entitled for a full refund of premium less any expenses incurred by IGI Life in connection with your medical or clinical examinations.

Policy Eligibility:

• Minimum Entry Age: 18 year (Age Next Birthday)
• Maximum Entry Age: 65 years (Age Next Birthday)
• Minimum Policy Term: 10 years
• Maximum Policy Term: up to age 85 years

Minimum Basic Premium:

The minimum annual collected Basic Premium is PKR 50,000.

For Account Value Acceleration Premium payments - Minimum payment is PKR 50,000 with no limit on the maximum.

Payment Modes:

• Annually
• Semi-Annually
• Quarterly

Charges:

In addition to reduced allocation in initial years, following charges would apply on the plan:

• Management Charges: 0.125% per month
• Surrender Charges (% of Account Value): 100% - 1st & 2nd year, Nil 3rd year onwards.
• Bid / Offer Spread: 5%
• Administration Charges: PKR 100 per month
• Switching Fee: PKR 500 per switch
• Processing Charges: PKR 500 on each partial withdrawal and complete surrenders.

*All charges are reviewable by the company

Apply for IGI Life Healthy Savings today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/bancassurance/igi-life-healthy-savings-plan/

Note

• MCB Bank Limited is acting as a distributor of IGI Life Healthy Savings Plan on behalf of IGI Life Insurance Limited, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party.
• IGI Life Insurance Limited is registered and supervised by Securities and Exchange Commission of Pakistan.
• All applications are processed and approved by IGI Life Insurance Limited, as per their underwriting guidelines. MCB Bank Limited is not responsible for the processing and approval of these applications in any way, whatsoever.
• The aforementioned only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer(s) avail the service.

Key Benefits:

• Income Tax Benefit
• Account Value Acceleration Premiums
• Death Benefit
• Vitality Benefit
• Maturity Benefit
• Extra Unit Allocation
• Automatic Cover Maintenance
• Additional Benefits: Level Term Insurance Rider (LTR), Accident Care Benefit (ACB), Family Protection Rider - Disability (FPR-Disability), Accidental Death Benefit (ADB), HealthSure, Income Benefit – Death (IBR-Death), Income Benefit – Disability (IBR-Disability), Elaj Aasan (EA), Permanent and Total Disability (PTD) and Accident Medical Expense Reimbursement (AMR).

Free-Look Period:

If you cancel your policy within a free look period of 14 days from the date of receipt of the policy documents, you are entitled for a full refund of premium less any expenses incurred by IGI Life in connection with your medical or clinical examinations.

Policy Eligibility:

• Minimum Entry Age: 18 year (Age Next Birthday)
• Maximum Entry Age: 65 years (Age Next Birthday)
• Minimum Policy Term: 10 years
• Maximum Policy Term: up to age 85 years

Minimum Basic Premium:

The minimum annual collected Basic Premium is PKR 50,000.

For Account Value Acceleration Premium payments - Minimum payment is PKR 150,000 with no limit on the maximum.

Payment Modes:

• Annually
• Semi-Annually
• Quarterly

Charges:

In addition to reduced allocation in initial years, following charges would apply on the plan:

• Management Charges: 0.125% per month
• Surrender Charges (% of Account Value): 100% - 1st & 2nd year, Nil 3rd year onwards.
• Bid / Offer Spread: 5%
• Administration Charges: PKR 100 per month
• Switching Fee: PKR 500 per switch
• Processing Charges: PKR 500 on each partial withdrawal and complete surrenders.

*All charges are reviewable by the company

Apply for IGI Life Smart Wealth today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/bancassurance/igi-life-smart-wealth-plan/

Note

• MCB Bank Limited is acting as a distributor of IGI Life Smart Wealth Plan on behalf of IGI Life Insurance Limited, and is not responsible in any manner, whatsoever, to the customer, his/her beneficiary/ies or any third party.
• IGI Life Insurance Limited is registered and supervised by Securities and Exchange Commission of Pakistan.
• All applications are processed and approved by IGI Life Insurance Limited, as per their underwriting guidelines. MCB Bank Limited is not responsible for the processing and approval of these applications in any way, whatsoever.
• The aforementioned only provides an introduction to the benefits available under the policy. A detailed description of how the contract works is given in the ‘Terms and Conditions’, which will be provided after the customer(s) avail the service.

Premium Escalation:

There is a nominal increase of 5% or 10% annually on your premium payment to reduce the effects of inflation. The corresponding increase in premium payments will increase your Basic Face Amount under the policy, without any evidence of insurability.

Key Benefits:

• Partial Withdrawal
• Maturity Benefit
• Vitality Benefit
• Death Benefit
• Complete Surrender
• Loan
• Basic Face Amount

Additional Benefits:

• Level Term Insurance Rider
• Income Benefit Rider
• Accident Care Benefit
• Family Protection Rider
• Elaj Aasan (EA)
• Permanent and Total Disability (PTD)
• HealthSure

Free-Look Period:

This Policy offers a free look period of 14 days from the date of receipt of the policy documents by the policyholder, during which period the Owner can cancel the Policy and get the full refund of the premium paid, less any expenses incurred by the Company in connection with the medical examination of any person(s) insured under the Policy, by returning the Policy contract to the Company.

POLICY TERMS & ELIGIBILITY:

• Minimum Entry Age: 18 years (Age nearest birthday)
• Maximum Entry Age: 76 years (Age nearest birthday)
• Minimum Policy Term: 10 years
• Maximum Policy Term: up to age 85 years

PAYMENT MODES:

• Basic Premium: 250,000/-
• Annually, Semi-annually & Quarterly
• Minimum AVAP payment: Rs. 250,000
• Maximum AVAP payment: No Limits

CHARGES:

• Management charges: 150bps of annual yield
• Administration Fee: Rs. 150 per month
• Vitality Fee: PKR 320 per month
• Processing Fee: PKR 500 on each partial withdrawal and complete surrender

*All charges are reviewable by the company

Apply for IGI Life Protect N Gain Plan today

For further details please contact our Bancassurance Sales Manager / Officer, at one of the selected MCB Bank Branches or call 111-000-622.

For brochure kindly refer to: https://igilife.com.pk/mcb/

Note:

• MCB Bank (Pvt.) Ltd. is acting as a distributor of IGI Protect N Gain Plan on behalf of IGI LIFE INSURANCE LIMITED and is not responsible in any manner whatsoever to the customer, his/her beneficiary (ies) or any third party.
• IGI LIFE INSURANCE LIMITED is registered & supervised by the Securities and Exchange Commission of Pakistan.
• All MCB IGI Protect N Gain Plan applications are processed and approved by IGI LIFE INSURANCE LIMITED as per their underwriting guidelines. MCB is not responsible for the processing and approval of these applications in any way whatsoever.
• This brochure provides only an introduction to the benefits available under the policy. A description of how the contract works is given in the ‘Policy Documents’ and ‘Terms and Conditions’, which will be provided after the customer(s) avails this service.