The applicant should be a farmer & includes tenants/haris/individuals/partnerships and corporate farms engaged in farm or non farm activities. Minimum age limit for individual is eighteen years (18).
The applicant should be able to offer adequate Security acceptable to the bank. The applicant should not be a defaulter of any other bank and must be having a clean CIB report. The farmers should be having an account with the branch. Ladies are eligible to avail credit facilities as co-applicant.