MCB Consumer Banking- Better Finance Happier Life!

Use our loan calculators to plan for your dream house, the car you always wanted or your next trip with precision and ease


These calculators are for educational purposes only. The results are estimates based on information you provide and may not reflect actual results. The results of the calculations are not a promise or guarantee of a customer’s eligibility or terms for a specific loan facility.


Installment Amount

Future Value Calculator

PKR 10000 K Car Price
PKR 1500 K Loan
Year/s {tenure}{tenure:current}{/tenure} Tenure
Down Payment 40 %

Khareedo Apni Dream Car

MCB Car4U is a one-stop financing solution to help you own a car of your dream with a complete peace of mind.

  • Net Income: PKR 40,000 per month
  • Minimum Age Requirement: 21 years*
  • Maximum Age (at loan maturity):
    • 65 years (salaried) and
    • 70 (Self Employed)
  • Employment Length:
    • Minimum: 6 months employment (salaried)*
    • Business Length: Minimum: 1 year business (self-employed)*
    • Minimum 6 month’s remittance history through banking channel (Foreign Remittance Segment)

You can apply for MCB Car4U loan if you have the income source through the following options:

  • Salaried
  • Self-Employed
    • Self-Employed Businessmen
    • Self-Employed Professionals
  • Agriculturists
  • Land Lords – Rental Income
  • Foreign Remittances
  • Income from Fixed/Term Deposits
  • You can also jointly borrow with Spouse through income clubbing option

  • Copy of CNIC
  • 2 passport sized recent photographs
  • Bank statement (6 month to 1 year)
  • Salary slip/ proof of business or other documents

  • Competitive Pricing
  • Finance Tenor: Up to 7 years
    3 years Above 1000cc engine capacity vehicle
    5 years Vehicles of up to 1000cc engine capacity
  • You can finance locally manufactured new and used cars.
  • Finance up to 80% of vehicle value*
  • Comprehensive insurance
  • Option to finance a second or third car
  • Prepayment Option: allows you to prepay part of full amount of the loan after incurring prepayment charge.
  • Through facility repayment option, upgrade your existing cars loan with a new loan with no penalty

Residual Value

The residual Value product allows you to pay up to 50% of the principal amount as a lump-sum (balloon) payment at the end of the loan tenure. This improves the affordability of the installments as well as helps in buying higher-end vehicle.

Post Booking

If you have already booked any vehicle and need financing for the remaining amount, you can still apply for a loan with MCB Bank through our Post-Booking loan option.

Upgrade with no penalty

You can upgrade your car and adjust your loan against the new loan without a prepayment penalty.


Lease variant is also available for all customers.

Deferred Installment

This plan allows customers to opt fo

  • No processing fee is payable if the loan is not approved
  • Take delivery of vehicle immediately upon its availability without waiting for the registration
  • 160+ approved Auto dealership across the country
  • Quick processing, through dedicated operations teams in Karachi, Lahore and Islamabad
  • Quick NOC issuance at the expiry of the loan tenure
  • Consumer Offices/Customer Walk-in Centers in 11 major cities.

Tenor (Years) MCB Account Holders (ETB)* Non-MCB Account Holders (NTB)*
1 - 5 1Yr KIBOR + 4 % 1Yr KIBOR + 4.5%

So what are you waiting for?

Apply Now

For Further details, dial 111-000-622 for Call Center and/or you may also dial 042-35987979 for our Consumer Helpdesk.

Note:All loans shall be processed and approved as per MCB Bank Limited sole discretion in accordance with regulations and Bank’s approved policies and procedures.

*Terms and conditions apply

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