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MCB VISA

Tired of looking at traditional reward booklets that offer no real value? Not excited about reward programs that first make you wait for it forever and then make you follow a cumbersome process of getting these rewards?

MCB Visa brings to you i-party, an intelligent reward monitoring and redemption system that not only lets you accumulate party points every time you use your MCB Visa but gives you the flexibility for instant redemption of these party points at our partner, MCB Party, outlets. Plus it gives you fabulous discounts and free gifts to enhance your shopping experience.

Earn MCB Party Points:

Know about your MCB Party Points:

Worth of your MCB Party Points:

Pay using MCB Party Points:

Enjoy Fabulous Discounts & Surprise Gifts:

Availing Discounts:

Earn MCB Party Points:

You earn 1 party point for every Rs. 50 you spent on your MCB Visa. When you spend with your principal or supplementary cards, you accumulate these directly on your card.

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Know about your MCB Party Points:

Using the Chip in your MCB Visa, you can find out about accumulated Party points, by:

	Doing a Balance Enquiry at all MCB merchant outlets.
	Calling the MCB Call Centre at 111-000-MCB (622).
	Looking at your monthly credit card statement.
	Looking on the charge slip you get after the transaction at MCB merchant outlets.

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Worth of your MCB Party Points:

These party points are just like cash. You can use them to pay for your shopping. Each party point is worth Rs 0.40. So if you have 10,000 party points, their monetary value is (Rs 10,000 x 0.40) Rs 4000.

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Pay using MCB Party Points:

You can purchase whatever you want from selected merchant outlets and settle the amount by redeeming your MCB Party points. You have the option of making full or partial payment using these points at any MCB Party outlet without any difficulty.

The simple process to pay using your MCB party points is as follows:

	If you don’t remember your available MCB Party Points, simply ask the shop attendant at the counter to let you know about the current status. He will simply take your MCB Visa and swipe it through MCB machine and will let you know the status.
	There is no charge for inquiring about your Party Points.
	Now assume you have 10,000 MCB party points available with you. The monetary Value of your party points will be (10,000 X 0.40) Rs 4,000.
	Assume your transaction amount is Rs. 3,600, less than the monetary value of your points. Simply inform the shop attendant upfront that you would like to redeem your party points.
	The attendant will swipe your MCB Visa as per regular process. Your charge slip will show the payment has been made using your MCB party points and no amount is charged to your card. It will also show the balance of your MCB party points which will be 400 for the above mentioned scenario. In case your transaction amount is greater than the monetary value of your party points you can pay up to 80% of your transaction amount while the balance will be charged on your MCB Visa. The process for payment will remain the same. You can opt for partial payments even if you have MCB party points worth more than the transaction.

Please note payment using MCB party points can only be made at participating MCB Party outlets. The list of these MCB party outlets is always available on our website, at our call center and can be sent to you on your request. Or just look out for i-Party sticker whenever you are shopping.

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Enjoy Fabulous Discounts & Surprise Gifts:

MCB Visa rewards you instantly through i-Party. You can get surprise discounts gifts on first and repeat visits at MCB Party outlets. Your discounts can take three forms:

- Frequency Discounts/Gifts:

The more you visit, the more you get. MCB Visa rewards you for frequent shopping at participating outlets through Frequency based schemes. Every visit is recorded in the chip of your MCB Visa and the value of your reward increases every time you shop at that outlet. For example:

	1st Visit - 10% Discount.
	2nd Visit -15% Discount.
	3rd Visit - 20% Discount.

- Spend Discounts/Gifts:

The more you spend, the more you get. In this case, you are rewarded for making a minimum purchase at a participating MCB Party outlet and your reward increases with the increase in transaction amount. Example,

	Spend Rs. 1,500 and get an ice cream free or a 10% discount.
	Spend Rs 2,000 and get 2 ice creams Free or a 15% discount.
	Spend Rs 3,000 and get 3 ice creams Free or a 20% discount.

- Straight Discounts:

Simply Shop and get discounts. You can avail these discounts on every visit to selected MCB Party Outlets.

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Availing Discounts:

Except for straight discounts, you earn electronic coupons for discounts and/or gifts as per offered criteria. These coupons are stored in the embedded Chip of your MCB Visa and you can redeem them to avail discount whenever you want within the coupon validity.

You have to inform the shop attendant upfront, every time you want to redeem an e-coupon.

Please note that these coupons are stored automatically on your chip, so you don’t need to present any physical charge slip.

Look out for MCB Party outlets and their offers in MCB i-Life sent to you with your monthly billing statement or Call us at 111-000-MCB(622).

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