MCB Consumer Banking- Better Finance Happier Life!

Use our loan calculators to plan for your dream house, the car you always wanted or your next trip with precision and ease


These calculators are for educational purposes only. The results are estimates based on information you provide and may not reflect actual results. The results of the calculations are not a promise or guarantee of a customer’s eligibility or terms for a specific loan facility.


Installment Amount

Future Value Calculator

PKR 25000 K Loan
Year/s {tenure}{tenure:current}{/tenure} Tenure


A home of your own is a blessing and a long held aspiration of many. With MCB Home Loan, fulfilling this dream is much easier than before. MCB Home Loan opens doors to a number of financing options to help you buy, build and renovate your dream home.

  • MCB Home loans are available on very competitive pricing
  • Flexibility to borrow funds for 2 - 25 years
  • You can buy a house, buy a plot and construct a house or construct a house on your existing plot
  • You can also renovate your existing home through MCB
  • Broad range of financing available – Upto PKR 50 Million (or even higher)

  • Individuals with income source from one of the following:
    • Salaried
    • Self-Employed
    • Pensioners
  • Net income (Salaried individuals): PKR 75,000 per month
  • Net income (Self-employed individuals): PKR 100,000 per month
  • Minimum Age: 25 years for Primary Borrower & 22 years for Joint Borrower
  • Maximum Age: For Primary Borrower & Joint Borrower - At the time of loan maturity, 65 years or retirement age (whichever is lower).
  • Employment Length: 2 years for Salaried and 3 years for Self-employed Professional/Businessman
  • 12 months bank statement for self-employed and 6 months for salaried individuals

For Salaried Individuals:

Equity < 30%: 6 Month KIBOR+3.00%
Equity ≥ 30% and < 50%: 6 Month KIBOR+2.50%
Equity ≥ 50%: 6 Month KIBOR+2.00%

For Self Employed Individuals:

Equity < 30%: 6 Month KIBOR + 3.50%
Equity ≥ 30% and < 50%: 6 Month KIBOR + 3.00%
Equity ≥ 50%: 6 Month KIBOR+2.50%

  • Property Insurance is mandatory in the Home loans.
  • Consumer Offices/Customer Walk-in Centers in 11 major cities.

  • Application form
  • Copy of valid and original CNIC/SNIC
  • Two passport size photographs
  • Declaration of all financing facilities availed from all banks/DFIs
  • Income documents
  • Business /employment proof
  • Copy of property documents
  • Any other document required by the Bank


  • Minimum Net Income requirement is PKR 500,000 or equivalent (Conditions applied)
  • Only Salaried segment (Permanent/Contractual) is eligible to apply under the variant.
  • Customer can apply for the Purchase of House only.
  • All applicants must be holders of CNIC, SNIC, NICOP or a Pakistan Origin Card.
  • Applicants may also have dual nationality.
  • Local co-borrower requirement is mandatory and they can be any of his blood relative as per Bank’s policy.
  • One year banking relationship with any bank in Pakistan or in country of customer’s residence.


  • Standard Pricing as mentioned above

Additional Documentation for Non Resident Pakistanis for Home Loan:

  • Copies of Pakistan Passport and International Passport (in case of Dual Nationality Holders)
  • Resident’s Status / Work Permit (Iqma for KSA and UAE)
  • Any other document on a case to case basis

MCB Home Loan can be availed across the country from all MCB Branches.

Contact Number: 042-35987906
City: Lahore
Address: MCB Customer Services Department, Ground Floor 58 Main Gulberg Lahore.
Contact Number: 051-8444351
City: Islamabad
Address: MCB Customer Services Department, MCB Corporate Branch, 3rd floor, 28-Jinnah Avenue, Blue Area, Islamabad.
Contact Number: 021-34308373
City: Karachi
Address: MCB Customer Services Department, MCB 52, Block 7/8 Darul Amman Housing Society, Main Shahrah-e-Faisal, Karachi
Contact Number: 061-4508118
City: Multan
Address: MCB Customer Services Department, Ground Floor, MCB Building, 59-A Abdali Road, Multan.
Contact Number: 022-2731245
City: Hyderabad
Address: MCB Customer Services Department, 2nd floor, Star Branch Risala Road, Hyderabad.
Contact Number: 055-4556611
City: Gujranwala
MCB Customer Services-Walk In Mcb Circle Office, Mezzanine Floor Mcb Tower, G.T Road Gujranwala.
Contact Number: 051-8315033
City: Rawalpindi
Address: MCB Customer Services Department, 1st floor, Al-Gilan Building, Satellite Town Branch Murree Road Rawalpindi.
Contact Number: 091-5815356
City: Peshawar
Address: MCB Customer Services Department, 3rd Floor Land Mark Building Circle Office, Phase-V, Hayatabad, Peshawar
Contact Number: 041-2609522
City: Faisalabad
Address: MCB Customer Services Department, Mansoorabad Branch, 1st Floor, Jhumra Road Near Atta Park, Faisalabad
Contact Number: 071-5621304
City: Sukkar
Address: MCB Customer Services Department, Circle Office, Bunder Road, Sukkur
Contact Number: 048-3740949
City: Sargodha
Address: MCB Customer Services Department, 1st Floor Liaquat Market Branch, Sargodha.

So what are you waiting for?

Apply Now

For Further details, dial 111-000-622 for Call Center and/or you may also dial 042-35987979 for our Consumer Helpdesk.

Note:All loans shall be processed and approved as per MCB Bank Limited sole discretion in accordance with regulations and Bank’s approved policies and procedures.

*Terms and conditions apply

    Useful Links

    Navigate Seamlessly Using
    These Quick Shortcuts

    Easily access quick links to important web pages from here.