Adamjee Life Wealth Optimizer is a unique investment cum protection plan that provides you a hassle-free onetime investment option. The protection feature of the plan provides life insurance coverage from the moment you invest in the plan. Anyone between the age ranges of 18 to 78 years is eligible for this ideal investment package..
The objective of this plan is to provide opportunity of optimum returns for its policy holders by investing primarily in money market and short-term instruments with the added advantage of life insurance. With no front-end load (bid-offer spread) all premiums made in the fund are directly invested in your investment account. The plan generates consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach.
Disclosure of Product: This is a life insurance product which has two distinct elements i.e., Insurance Protection and Investment. The investment component is linked to the performance of underlying assets under unit linked fund(s).
Following is the proportion of basic plan allocated to investment:
|% of Basic Premium as Premium Allocation Charge
|Surrender/redemption Charge as % of Unit account
|1st to 11th
|12th to 23rd
The plan offers a free-look period of 14 days during which you can cancel your policy by contacting Adamjee Life, and have your premium refunded. However, Adamjee Life reserves the right to deduct the expenses incurred on medical examination(s) of the Life Assured in connection with the issuance of this Policy (if any)
*All charges are reviewable by the Company
For further details, please contact our Officer at one of the selected MCB Bank Branches, or call 111-000-622.
For brochure kindly refer to: https://www.adamjeelife.com/en/bancassurance?type=conventional&subtype=bancassurance\
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