With the MCB Easy Cash feature on your MCB Visa Credit Card, an instant funds are always within reach:

• Receive a pay order delivered to your billing address within 3 working days.
• Get Credit against available cash limit in your MCB Account
• Get Credit against available ash limit in your other bank Account
• Repay in easy, equal monthly installments of 3, 6, 12, 18, 24, 30, or 36 months.

Call our 24/7 Contact Center to initiate an MCB Easy Cash transaction.

Transfer funds instantly to your MCB account using MCB Live App. Repay in easy monthly installments—or if not converted, the transaction will be treated as MCB Easy Cash with applicable charges as per the Schedule of Bank Charges (SOBC).

Convert retail purchases of PKR 25,000 or more into monthly installments—markup or no markup, based on policy. Choose from flexible tenures (3–36 months).

Enjoy 0% markup on select brands and products (e.g., Honda, Samsung, Apple) through promotions

Call our 24/7 Contact Center to Buy your Products today!

List of Products: Click here

Pay off other bank credit card dues with ease using MCB’s Balance Transfer facility. Settle outstanding amounts of other credit cards via MCB Live App or our Contact Center, and get advantage of:

• Free credit days
• Flexible installment plans of up to 36 months with discounted markup

Note: Minimum transfer amount is PKR 3,000, which should be within your available credit limit.

Earn points on every retail or e-commerce transaction. Platinum cardholders enjoy 3x points on international hotel stays and more.

1 Reward point = PKR 0.40 paisa

Redemption Options:

• Get instant cashback directly credited to your balance
• Browse the MCB Rewards Catalogue



How to Redeem:

• Cashback: Credit Card Portal or Request via Contact Center
• MCB Rewards Catalogue: Call 042-111-000-622 with your product code

Use your MCB Credit Card via MCB Live to pay utility bills, telco charges, and more—quickly and securely.

Charges apply as per SOBC.

Stay informed with free of cost real-time SMS and email alerts whenever you use your MCB Credit Card.

MCB Credit Cards offer Complimentary Travel Inconvenience Insurance for worry-free adventures.

Travel Benefits:>

• Flight delay over 6 hours: Coverage up to PKR 100,000
• Baggage loss or damage: Coverage up to PKR 100,000
• Baggage delay over 6 hours: Coverage up to PKR 100,000

For full policy details, (Pls read the attached Doc)

Introducing the VISA Airport Companion for MCB Credit Cardholders!

MCB VISA Credit Cardholders, including Visa Platinum members, you are privileged to enjoy complimentary access to airport lounges globally, enhancing your travel experience across Central Europe, the Middle East, and Africa (CEMEA).

Experience all-in-one digital travel with VISA AIRPORT CAMPANION powered by DragonPass – a renowned global leader in lifestyle and travel services. With a reach spanning over 1,200 lounges across 140+ countries, we cater to the needs of million travelers worldwide.

The Visa Airport Companion (VAC) offers a seamless and enriching travel experience tailored just for cardholders:

• Fully digital experience — enrolled cardholders can use the VAC app to access participating airport lounges and benefit from an improved customer experience.
• Real-time eligibility checks via Visa Card Eligibility Service (VCES), enabling an even more convenient registration.
• Extensive lounge coverage — with 1200+ lounges globally, including 220 in CEMEA, eligible cardholders can enjoy the benefits of VAC’s global network. Cardholders can also access details regarding participating lounge locations and information.

How to Get Started with MCB Lounge

Sign up is a simple process, following the below steps.

Step 1: Eligible Visa cardholders must download the Visa Airport Companion (VAC) app, available at no cost from the Apple App Store or Google Play Store.

Step 2: Once downloaded, select Sign Up and complete the information as requested including:

Eligible Visa card details:

• Card number
• Expiry date
• CVV number
• Country of issuance
• Name, email address, and mobile number
• Consent to Terms and Conditions, Privacy Policy, and Terms of Use.

Step 3: A six-digit code will be sent to the cardholder’s mobile number or email address for verification.

Step 4: After successful verification, the cardholder can create a password and will be directed to the app homepage where their benefits can be accessed straight away!

Note: Minimum transaction value of USD 1 at Point-of-Sale transactions including Face to Face, E-Commerce, MOTO or Recurring transactions where Issuer is not located in the country of transaction.

Share your credit card benefits with family or friends by issuing up to 5 supplementary cards against your MCB Credit Card! Apply today through MCB Live or from our Contact Center.

Stay protected with comprehensive insurance coverage ranging from accidental death and disability to critical illness and wallet protection. Nominal charges apply as per SOBC.

How to apply?

Call our 24/7 Contact Center to enroll and protect yourself today!