The Roshan Pension Plan (RPP) is a voluntary pension scheme run by a Pension Fund Manager who manages the voluntary contributions made by a participant, whether employed or not, or by an employer on his behalf, based on Voluntary Pension Scheme Rules, 2005. It is a saving mechanism where an individual saves from his/her current income in order to retain financial security and comfort in terms of regular income after retirement.

RPP is a steady income given to a person (usually after retirement). RPP is a saving, or a contribution, which is collected during the working life of an RDA holder and invested for profit. After the opted retirement date, the account holder is entitled to a steady monthly income from a fund built up from the earlier savings.

About MCB Arif Habib Savings and Investments Limited

MCB-Arif Habib Savings and Investments Limited (“MCB-AH” or “Company”) is a Public Limited Company which is subsidiary of MCB Bank and listed on Pakistan Stock Exchange. The Company is registered as a Pension Fund Manager under the Voluntary Pension System Rules, 2005, as an Asset Management Company and an Investment Advisor under the Non-Banking Finance Companies (Establishment and Regulation) Rules, 2003. MCB-AH is a member of the Mutual Funds Association of Pakistan (MUFAP).

Pakistan Credit Rating Agency Limited (PACRA) has assigned highest Asset Manager Rating of AM1 to MCB-AH. This high quality Asset Manager Rating denotes that MCB-AH meets or exceeds the overall investment management industry best practices and highest benchmarks. As the most experienced Asset Management Company in Pakistan, we offer a comprehensive range of investment solutions especially designed to help you achieve your financial goals. Our team manages 18 Mutual Funds, 2 voluntary pension schemes and different investments plans in its product portfolio to meet the investment needs of its growing clientele.

Company Profile

Different allocation schemes available in RPP

Equity Sub Fund Debt Sub Fund Money Market Sub Fund
Medium Volatility 50% 40% 10%
Low Volatility 25% 60% 15%
Lower Volatility Nill 60% / 40% 40% / 60%

Click here to view FAQs

Navigate Seamlessly Using
These Quick Shortcuts

Easily access quick links to important web pages from here.