Classic/Gold Credit Card

MCB Classic/Gold Credit Card is not just another card in your wallet. It not only provides the conventional credit card services in a manner that is superior in comparison, but goes an extra mile. Introducing unique, innovative and state of the art services, MCB Visa is the most secure, affordable and rewarding credit card turning your shopping into a much more exciting experience.

MCB card is accepted at all Automated Teller Machine (ATM)s across Pakistan as well as several million locations worldwide.

Your card comes packed with the most amazing features and is the only card that truly lives up to your expectations.

So enjoy the power of your MCB VISA - the card that goes anywhere, from the bank that is everywhere!

Intelligent User Security System

Now experience peace of mind of having a credit card free from fraud or misuse!

The i-secure feature that all MCB Visa Credit Cards come activated with, offers you added convenience and absolute safety and security so the next time you shop it is without the fear of credit card scam or misuse.

An embedded chip makes MCB Visa technologically advanced and efficient, plus gives it the capability of storing large amounts of intelligent encrypted data.
You are protected against fraudulent transactions on your card making it a highly secure and effective mode of payment.
Your card uses cutting edge encryption methods to operate, thus preventing all forms of physical fraud related to your card such as skimming and counterfeiting.

How can you avail it?

This feature is automatically activated in every MCB Visa card.

Intelligent Balance Transfer System

Saving you from the hassle of making multiple payments on your various credit cards.

i-switch feature on your MCB Visa lets you:

Transfer your outstanding balance from any other credit card(s) onto your MCB Visa at a lower markup rate.

Pay back in easy equal monthly payments in tenures of 3, 6, 12, 18, 24, 30 or 36 months

You also get Reward Points for every switch on your MCB Visa Credit Cards!

How can you avail it?

Call our Call Center on 111-000-622 to provide instructions.

Minimum amount transferred should be PKR 3000 or above and should be within your available credit limit

i-shop is a virtual shopping mall which enables you to:

  • Redeem MCB Bank Reward Points in exchange for a product from the i-shop catalogue.
  • Shop instantly by charging on MCB Visa Platinum.
  • Shop by converting the purchase price into an i-plan with 0% markup payable in 6 months.

How to avail this service?
Please contact our 24 hour Call Center at 111-000-622 to book your order.

The i-plan Option
The i-plan option will allow you to purchase products valued at PKR 3000/- and above and pay back in 6 equal monthly instalments at 0% markup.

The Redemption Option
The redemption option will allow you to redeem your Party Points in exchange for a product from the i-shop catalogue.

The Purchase Price Option
The purchase price option will allow you to conduct a phone order transaction and authorize a one time charge for the cost of the product to be charged on to your MCB Classic/Gold Credit Card.

I-Shop Catalogue
Point Redemption Guide

* The Prices mentioned above are initial prices and are subject to change. For updated prices customers have to call our call center at 111-000-622.

Intelligent Credit Revolving System

For the first time in Pakistan, the most unique and innovative feature of i-revolve, makes MCB Visa the most affordable credit card in your wallet.

When you revolve, markup rate on previous month’s retail transactions reduces every month up to 6 months.

The older your retail transactions, the lower the markup rate. Keep revolving with peace of mind that you are paying a declining markup rate.

How can you avail it?
If you have not already subscribed for i-revolve at the time of filling your MCB Visa application, contact our Call Center at 111-000-622.

Your chosen option will be effective from your next billing cycle.

You can choose between i-revolve and fixed mark-up by contacting our Call Center.

Use your MCB Visa Credit Card to revolve and pay less…anywhere & everywhere!

MCB Visa Credit Card helps you pay your institution fee in equal monthly installments of 3, 6, 12, 18, 24, 30 or 36 months.

How to avail this service?
Just contact our Call Center at 111-000-622 and have a pay order made today.

Note: Annual Percentage Rate (APR) and other associated charges are mentioned in the Schedule of Charges.

Intelligent Installment Plan System

Buy now and pay off later in easy and affordable monthly installments!

With the i-plan on your MCB Visa Credit Card you can:

  • Convert any retail transaction of PKR 3000 or more in easy equal monthly payments at lower markup rate.
  • Select payment tenures of 3, 6, 12, 18, 24, 30 or 36 months.

How can you avail it?

  • Contact our 24 hour Call Center at 111-000-622 to convert that transaction into i-plan.
  • Only valid for retail transactions.

How to order your selected product(s)?

  1. Contact our 24 Hour MCB Bank Call Center at 111-000-622 to place an order for the product(s) of your choice.
  2. Book your Product through i-plan and take advantage of 0% markup options for 3, 6 & 12* months. You can also choose from a tenure ranging from 12 to 36 months and pay the nominal markup rate. (* Where applicable)
  3. Once you’ve placed your order and selected your payment plan, your chosen product will be delivered at your doorstep free of charge within 4 to 6 weeks.


  • Prices are subject to change.
  • Kindly call MCB Bank Call Centre 111-000-622 for current prices and availability.

Intelligent Insurance Plans

Life is too precious to be spoilt by unforeseen events and mishaps.

MCB Visa with i-insure gives you the most flexible and comprehensive options to cover your family and yourself against contingencies. And that too by just paying a very nominal monthly premium for your chosen insurance plan.

  • Travel Inconvenience (Complimentary): Covers you against trouble of waiting for those unending hours while traveling when your flight gets delayed or you lose baggage.
  • Wallet Protection: Coverage against financial loss due to:
    • Fraudulent Credit Card Transactions: Theft or robbery incurred by transactions done fraudulently on your card. A cover of up to PKR 40,000 is provided under this option.
    • Loss of Identification Documents: Government of Pakistan Identification Papers like Passport, CNIC, Driving License, etc.
    • Cash Coverage: In case of robbery or theft from your home, the amount robbed / stolen will be reimbursed up to a maximum of PKR 10,000.
    • Accidental Travel Insurance (Common Carrier): Covers your family in case of your unforeseen accidental death while traveling in a common carrier (commercial airline, railway, water borne or passenger bus).
    • Life Insurance: Covers your family in case of an unfortunate event resulting in your death or disability.
    • Education Insurance: Your children’s education cost will be taken care of in case of an unfortunate event resulting in your accidental death or disability.
    • Personal Accidental Death and Disability: Covers your family in case of unforeseen event of your accidental death or disability.
    • Credit Security: In case of an injury, illness or death, the outstanding balance on your MCB Visa is insured for payment and costs a nominal percentage (as per the schedule of charges) of your outstanding balance.
    • I Insure Plus: A set of income for card holder’s family for the years to come. In the event of any mishap (Natural or accidental) or Total and permanent disability the beneficiary shall receive the monthly sum assured of Rs. 10,000/- on a monthly basis for 10 years.

You can also avail Wallet Protection as a separate insurance. To sign up for the package of your choice, please contact our Call Center at 111-000-622.

You can only avail 1 insurance package at a time.

Use your MCB Visa to cover yourself and your family against contingencies in life…anywhere & everywhere!

MCB Bank Cardholders can now pay their utility bills through their MCB Visa Credit Card. You can choose from options for a onetime payment as well as recurring automatic payments.

Utility Companies

  • SSGC
  • KESC
  • PTCL

Mobilink Auto Debit Registration
MCB Visa Credit Cardmembers can enroll for Mobilink Auto Debit and billing on your card. To enroll simply call at 111-000-622 and register for this facility.

Club Bill Payment
MCB Visa Credit Card members can enroll for club bill payment and billing of the same on their card simply by calling our 24 hour call center. To enroll simply call at 111-000-622 and register for this facility.

List of clubs enrolled for bill payment (PDF)

Utility Companies

  • Payment of utility bill(s) through MCB Visa is subject to availability of credit limit.
  • Charges for the service are Rs. 25 per bill payment.
  • Request for current month’s bill payment will be entertained only if the cardholder calls at least 3 days prior to the bill due date.

Intelligent Cash Withdrawal System

MCB Visa Credit Card comes activated with the i-cash feature enabling you to withdraw upto 70% of your credit limit.

  • All you need to have is your MCB Visa Platinum Credit Card and your unique Personal Identification Number (PIN).
  • Insert your Card into any Automated Teller Machine (ATM) in Pakistan or abroad which displays a Visa logo indicating that your Card is accepted and just follow the simple instructions.

MCB Visa takes care of your immediate cash needs…anywhere and everywhere!

Use I Cash on call facility and request a pay order of your desired amount* to yourself by calling our 24/7 call center and pay back minimum or full amount as per convenience.

How to avail this service?
To take advantage of this feature just dial 111-000-622 and get a Pay Order issued in your favor.

*Amount requested cannot exceed your available cash limit.

Intelligent Cash Delivery System

You need cash and want to pay back in installments. Just dial for it!

Using i-dial on your MCB Visa Credit Card you now have an instant personal loan within your reach. With i-dial feature:

Have a payorder delivered within 3 days to your billing address.

Pay back in easy, equal monthly installments of 3,6,12,18,24,30 or 36 months.

How can you avail it?

Just contact our Call Center at 111-000-622

MCB Bank introduces i-alert, keeping you informed anywhere and everywhere through your cell phone.

You, as a basic card member will receive SMS Alerts when:

  • Any transaction is done using MCB Visa.
  • Payment is made for your MCB Visa.
  • Mini statement is generated (once a month).
  • New promotional offers are introduced on MCB Visa & much much more.

How to avail this service:

Just call 111-000-622 to register!

The more you shop, the more you earn.

Earn Points
With MCB Visa Credit Card, get rewarded with points for every transaction (1 point for PKR 200)

Redeem Points
You can redeem your reward points for any product of your choice from the I Shop catalogue.

Priority Pass is the world’s largest independent airport VIP lounge program. Now bigger and better than ever with more than 600 lounges throughout the world!

Key Benefits:

Access to over 600 airport VIP lounges
In over 100 countries and over 300 cities – so you can treat yourself like a VIP no matter where you travel, or which airline and class you fly.

Peace and quiet
Relax and unwind away from the chaos of the airport, and enjoy a range of complimentary refreshments.

Full business facilities
Most lounges offer phone, fax, email and internet facilities, some even have conference rooms.

Excellent value for money
Three membership plans designed to offer you VIP airport lounge access at competitive rates no matter how frequently you travel.

For more information on priority pass log on to www.prioritypass.com

How to gain access to VIP Lounge
Three Easy Steps:

  • Locate the Priority Pass lounge you want to visit.
  • Present your MCB Bank Priority Pass to the reception.
  • You will be asked to sign a Record of Visit Voucher. In some lounges your card will electronically be swiped.

So what are you waiting for?

Apply Now

For Further details, dial 111-000-622 for Call Center and/or you may also dial 042-35987979 for our Consumer Helpdesk.

Note:All loans shall be processed and approved as per MCB Bank Limited sole discretion in accordance with regulations and Bank’s approved policies and procedures.

*Terms and conditions apply

    EMI alliances

    Installment plans available on MCB Credit Cards, please click here


    Useful Links

    Navigate Seamlessly Using
    These Quick Shortcuts

    Easily access quick links to important web pages from here.