A unique Credit Card that is packed with world-class features!

MCB Bank always strives to provides its customers with convenient and value added financial solutions for all their banking needs.

To further enhance the premium bouquet of services and facilities currently available to our valued Roshan Digital Account holders, we are proud to announce the introduction of the MCB Visa Credit Card (RDA).

Apply for your MCB Visa Credit Card today!

  • All MCB Roshan Digital Account holders (PKR/FCY) are eligible to apply for a MCB Visa Credit Card (Roshan Digital Account).

Please e-mail scanned copies of mandatory documents at mailto:[email protected]

Application Form To Fill & Sign
Copy of CNIC/NICOP/POC/Passport To Attach
Declaration To Read, Accept & Sign
CF-1 Form To Fill & Sign
CF-19 Form To Fill & Sign
Summary box –Product Feature & Pricing To Read & Sign
Terms & Conditions To Read & Accept
card applicant CNIC/NICOP/POC/Passport copy (if applicable)

Welcome Guide To Read only (for product understanding)
Supplementary Card Application Form & supplementary To Fill & Sign
Copy of CNIC/NICOP/POC/Passport copy (Supplementary Card)

Click here to download the application forms and Apply Now!

Buy Now – Pay Later Free Credit for up to 52 days for MCB Visa Credit Card (for retail transactions)
Global Acceptance Accepted at over 29 million retail establishments worldwide
Flexible Repayment Minimum payment of as little as 5% of your outstanding amount
Supplementary Cards A card for customer’s immediate family members. Can avail up to 5 Supplementary Cards.
I-Secure Highly encrypted Chip & PIN technology
I-Party Reward points for every PKR 50 spent on retail purchases with the card; (each party point carries a monetary value of PKR 0.4/-) Instant Point Redemption online.
I-Plan Equal monthly installment plan on MCB Visa Credit Card. 0% markup plans also available under special circumstances
I-Cash Upto 50% of credit limit available as ready cash, 24 hours a day, at any ATM across Pakistan or worldwide
Credit Security Card payment cover against card member’s injury, disability or death.
Zero Loss Liability Customer not liable to pay for fraudulent transactions made on a lost card reported by the customer
I-Switch Balance Transfer Facility (transfer balance of another Bank’s Credit Card to your MCB Visa Credit Card)
E-Statements Electronic Statement via Email
E-Alert Facility E-Alerts through text messages
Phone Banking 24/7 Contact Center
I-Educate Easy payment of school or college fees

  • MCB Visa Credit Card (RDA) is a secured (lien based) Credit Card facility. This means that the Credit Card facility will be provided to you against your Roshan Digital Account balance after blocking funds as a form of security.
  • All MCB Roshan Digital Account holders (PKR/FCY) are eligible to apply for a MCB Visa Credit Card.

Product MCB Visa Credit Card (Roshan Digital Account)
Security Type Lien on Account
RDA (Foreign Currency Account)
Facility Type Basic
Supplementary Cards available for immediate family members.
Credit Limit 70% limit against lien amount (Account balance blocked as a form of security for up to PKR 100,000 assigned Limit PKR 70,000)
Card Type Classic Limits: Min. PKR 25,000 - Max. PKR 149,000
Gold Limits: Min. PKR 150,000 – Max. PKR 499,000
Platinum Limits: Min. PKR 500,000 - Max. PKR 50,000,000

Value Added Services Special Features Exclusive Waiver

Shop and pay in easy Installments!

Convert your outstanding balance and pay it in easy installments

50% discounted markup
No processing fee
No prepayment penalty fee


Transfer outstanding balance from other credit cards in Pakistan to your card

Discounted markup
No processing fee
No prepayment penalty fee


Conveniently pay school fees of your children in Pakistan

No processing fee
No prepayment penalty fee

Exclusive waiver on first year Annual Chip Maintenance Fee!
+ Waiver of Annual Chip Fee on the basis of spending in subsequent years

So what are you waiting for?

Apply Now

For Further details, dial 111-000-622 for Call Center and/or you may also dial 042-35987979 for our Consumer Helpdesk.

Note:All loans shall be processed and approved as per MCB Bank Limited sole discretion in accordance with regulations and Bank’s approved policies and procedures.

*Terms and conditions apply

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