Priority Pass Annual Fee
USD 10 or equivalent Pak Rupee
Priority Pass Per Visit Fee
USD 28.5 or equivalent Pak Rupee
(Only for Gold and Platinum customers)

Service Fee/Markup on Cash Transactions
3.25% per month translated into an APR of up to 39% calculated on daily unpaid balance from date of transaction

Service Fee/Markup Retail(Fixed APR)
3.25% for service fee/markup per month translated into an APR of upto 39%

Service Fee/Markup Retail (Variable APR /i-revolve)
From 41% to 36% APR based on continuous revolving of per retail transaction for six months or above

This is charged on retail transaction basis from an APR of 41% in the first revolving month and based on revolving of the transaction the rate continues to decline each month for six months to a minimum of 36% i.e., for the sixth revolving month and continues at this rate till the transaction is fully paid.

Late Fee
PKR 1,000 or 10% of minimum payment which ever is higher

Cash Advance Fee
PKR 500 (per transaction) or up to 3% of the cash advance transaction amount (which ever is higher) plus all charges passed on by the acquiring bank

Overlimit Fee
PKR 1,000

Voucher Retrieval Fee
Local (PKR 250 per document)
Foreign (PKR 800 per document)

i-insure
Package 1: (PKR 600)
Package 2: (PKR 300)
Package 3: (PKR 200)
Wallet Protection: (PKR 75 per month)

i-insure Plus (PKR 355 per month)

Credit Security
upto 0.60% of total monthly outstanding balance

i-educate
APR: 3% Service fee markup translated into an APR of 36% p.a.
Processing Fee: PKR 500
Prepayment Charges: PKR 1,000 or 5% of outstanding installment balance (which ever is higher)

i-plan
APR: 3% Service fee markup translated into an APR of 36%p.a.
Processing fee: PKR 350 or 2% per transaction (whichever is higher)
Prepayment charges: PKR 1,000 or 5% of outstanding installment balance (which ever is higher)

i-dial
APR: 3% Service fee markup translated into an APR of 36%p.a.
Processing fee: PKR 350 (per request) or up to 2% of amount requested (whichever is higher)
Prepayment charges: : PKR 1000 of 5% of outstanding installment balance (whichever is higher)

i-switch
APR: 3% Service fee markup translated into an APR of 36%p.a.
Processing fee: 350 (per request) or up to 2% of the amount request (whichever is higher)
Prepayment charges: PKR 1000 or 5% of outstanding installment balance (whichever is higher)

i-cash on call
APR: 3.25% of service fee / mark-up per month translated into an APR of up to 39% on daily basis from the booking date.
Processing fee: 350 (per request) or up to 2% of the amount (whichever is higher)

Arbitration Charges for Disputed Transactions
USD 500/- or equivalent

Card Replacement Fee
Upto PKR 500/-

Cheque Return Charges / Insufficient funds on Auto Debit
Upto PKR 750/-

Pay Order / Demand Draft Issuance Fee
Upto PKR. 500/-

Cash Payment Processing Fee
MCB account holders (up to PKR 100 per bill)
Non MCB account holders (up to PKR 200 per bill)

Foreign Transactions
Up to 5% over prevailing market rate or as per SBP directive. Third currency Transactions will be first converted into US Dollars as per rate quoted under arrangement with VISA Cross border transaction fee will also be charged as per visa rules.


Utility Bills Payment
Free

SMS Alert Fee
PKR 20/- per month

* All charges are exclusive of government taxes and are subject to change and will be notified to the customer accordingly.