All MCB Visa Chip & PIN Debit, Credit and Lite Cards are now powered by the innovative 3D Secure Program. This added layer of protection secures E-commerce transactions against cyber theft by allowing transactional authentication via a special messaging protocol, ensuring peace of mind when you carry out online transactions.

Advantages Of 3D Secure

Advantages Of 3D Secure

How do I use my 3D Secure Card?

Customers can use their 3D Secure Cards at Domestic & International websites where accepted, by following these steps:


Visit any E-commerce website that accepts 3D Secure payments and make your online purchases


Once you have proceeded to the checkout stage, enter your card information in the payment form


A 6 digit One Time Password (OTP) will be generated and sent you via SMS / Email on your registered contact number / email address


Enter this OTP in the payment form to authorize your transaction and complete the payment

Note: Customers will not receive a One Time Password if their transaction is carried out at Non-3D Secure Merchants.