MCB now brings you Visa Debit card – Pakistan’s 1st chip based debit card. It allows the customers to enjoy unmatched convenience, enhanced security and round-the-clock accessibility to their funds.

The MCB Visa Debit card offers innovative promotional schemes designed to reward our customers every time they use the card to pay for shopping, dining, fuel, travel etc. Features such as increased withdrawal limits, SMS alerts, door step delivery, instant Automated Teller Machine (ATM) PIN generation via call center, e-statements and variable spending limits add to the convenience it offers.

To find out more, call our 24/7 Call Center 111-000-622 or simply visit your nearest MCB Branch.



International Acceptance

The Visa Gold Plus Card is accepted at more than 50 million merchant locations and close to 2 million Automated Teller Machine (ATM)s across 200 plus countries. Not only this but you can also access your funds, make payments, and pay bills using your mobile phone from anywhere in the world.

All Telecom/Device Compatible

Enjoy compatibility everywhere. The MCB Gold Plus innovation works with any telecom service provider in Pakistan and runs on all internet enabled handsets or smart phones.

Unlimited Transactions

No extra charge. MCB Gold Plus digital payments are demonetized and made free of charges so that you and your loved ones can save more time and money as you transact more and more. So now you can make payments and access your money, anytime, anywhere without the worry of paying a charge every time.

Limits & Fee Structure Gold Plus Gold Silver
Daily Transaction Limits:
Automated Teller Machine (ATM) Withdrawal 100,000 50,000 40,000
Shopping/POS 150,000 100,000 75,000
IBFT 100,000 100,000 75,000
Fee Structure:
Annual/Issuance fee * 2,400 2,400 1,600
Replacement Charges * 2,400 2,400 1,600

* Charges exclusive of FED & other taxes, if any.

SBP Guidelines for Cardholders


Apply for a Visa Supplementary Debit Card for your loved ones

Key words

  • With supplementary card Safely share limited access to your account family member or friends
  • No need to have a joint account
  • Manage cash or purchase limits to protect family’s finances
  • Allows secondary cardholder to make essential purchase and withdrawals

Features & Benefits

  • Open a supplementary card for your loved ones via your MCB Bank branch. Supplementary cardholders don't need to visit a branch or hold a bank account
  • Provide for the spending needs of your loved ones hassle-free.
  • Keep updated on supplementary card spending with real-time spend and withdrawal notifications via MCB SMS alert service
  • View all transactions on your monthly account statement
  • Apply for up to 3 supplementary debit cards per principal MCB Visa Debit card.

Eligibility Criteria

  • You must hold an MCB Debit Card to apply for a supplementary card for your family and friends
  • Supplementary card applicants must be aged 18 or above with CNIC

Things you should know

The primary cardholder remains responsible for all transactions by supplementary cardholders. For more details on Supplementary Debit card, refer to the (Term & Conditions PDF)

Supplementary debit cardholder can’t access the primary cardholder’s balance information, online, mobile or phone banking.

Only the primary customer can set PINs for supplementary cards using MCB Live, ATM or via help line. You’ll need to contact the call center from your registered number with the bank.

The supplementary debit card may be used for purchases and cash withdrawals

Approved or declined transaction notifications go to the primary cardholder.

Limits PKR
ATM Withdrawal 40,000
*E-Commerce / Online Shopping

*E-commerce can be enabled on the card via MCB Live or call 111-000-622

Fee Structure PKR
Annual/Issuance (1) 1,600
Replacement (1) 1,600


How to Activate?

Visit any MCB ATM, send SMS to 6222 with CNIC number and last 4 digits of your MCB Debit Card to get your activation code. SMS Format Example: ACT 1234567899999 1234
Call 111-000-622 from your registered mobile number.