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Unit Head – Retail Assets Product

Department Division Reports to
Business Support, Products & Project Management Retail Liabilities & Assets Product Department Head - Retail Liabilities & Assets Product

JOB Description

Responsible for end-end management of Retail Assets Products. Product management of all Asset pillars: Trade, Advances, Corporate, SME & Agricultural value proposition.

PRINCIPAL ACCOUNTABILITIES

No.

Dimensions

Accountability

%Time

1

Assist Department Head Retail Liabilities & Asset Products in product development & Revamps in order for strengthening Assets product proposition. Facilitate frontline teams is meeting their objectives and project MCB Bank’s value proposition to customers. Regular review of existing market trends, competitive analysis and implementing changes in existing products / variants to keep up with the prevailing market dynamics. Preparing strategies related to product, pricing, promotion etc., implementing these changes and assessing results to meet the Management expectations. Identifying business opportunities to develop funded and non-funded products. Close coordination with business to accomplish Asset long term goals & meeting the department objectives. Conduct internal & external surveys and offerings to our customers. Conduct focus groups and market researches for feedback to design & launch new products. Preparation of training content & conduct training sessions

60%

2

Develop and improvise processes and systems as per product requirement. Coordinate with key stakeholders in finalizing policies & processes. Frequent Review of process flows, adopt approaches to increase efficiencies to ensure better service levels. Ensuring all process (internal & External) is in adherence. Understanding the voice of customer and driving continuous improvement process

15%

3

Conducting periodic reviews for taking timely measures/decisions. Analyze different industry sectors and global perspective and opportunities as an outcome ability to develop product strategy.

10%

4

To conceive and work on various product promotional initiatives. Coordinate with marketing team for the development of collaterals. Finalize media plans and ensure proper deployment. Development of seasonal campaigns for business traction

15%

KNOWLEDGE AND EXPERIENCE

Knowledge and Skills

  • Masters/Graduation.
  • Knowledge on Asset Products is preferred
  • Banking practices and procedures (Retail Banking) / System knowledge / Financial Analysis
  • Knowledge of Banking and Business Operations
  • Selling & Negotiation Skills

Experience Profile

  • 5–10 Yrs. Experience in a similar job role is preferred.
  • Awareness with regulations by SBP/Internal credit polices

Behavioral Competencies

  • People Management Skills
  • Strong Interpersonal Skills
  • Result Oriented Mind-set
  • Can – Do Attitude /Thinking out of the box

Additional Information

  • Any other assignment as per directives of Line Management.

Important Note

“Females and Persons with disabilities having required skill set are encouraged to apply . MCB bank Ltd is an equal opportunity employer and is committed to create an inclusive environment for all employees.”

To apply for this position, Please visit https://careers.mcb.com.pk/

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