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Classic/Gold Credit Card

MCB Classic/Gold Credit Card is not just another card in your wallet. It not only provides the conventional credit card services in a manner that is superior in comparison, but goes an extra mile. Introducing unique, innovative and state of the art services, MCB Visa is the most secure, affordable and rewarding credit card turning your shopping into a much more exciting experience.

MCB card is accepted at all Automated Teller Machine (ATM)s across Pakistan as well as several million locations worldwide.

Your card comes packed with the most amazing features and is the only card that truly lives up to your expectations.

So enjoy the power of your MCB VISA - the card that goes anywhere, from the bank that is everywhere!

With the MCB Easy Cash feature on your MCB Visa Credit Card, an instant funds are always within reach:

  • Receive a pay order delivered to your billing address within 3 working days.
  • Get Credit against available cash limit in your MCB Account
  • Get Credit against available ash limit in your other bank Account
  • Repay in easy, equal monthly installments of 3, 6, 12, 18, 24, 30, or 36 months.

Call our 24/7 Contact Center to initiate an MCB Easy Cash transaction.

Transfer funds instantly to your MCB account using MCB Live App. Repay in easy monthly installments—or if not converted, the transaction will be treated as MCB Easy Cash with applicable charges as per the Schedule of Bank Charges (SOBC).

Convert retail purchases of PKR 25,000 or more into monthly installments—markup or no markup, based on policy. Choose from flexible tenures (3–36 months).

Enjoy 0% markup on select brands and products (e.g., Honda, Samsung, Apple) through promotions

Call our 24/7 Contact Center to Buy your Products today!

List of Products:

Pay off other bank credit card dues with ease using MCB’s Balance Transfer facility. Settle outstanding amounts of other credit cards via MCB Live App or our Contact Center, and get advantage of:

  • Free credit days
  • Flexible installment plans of up to 36 months with discounted markup

Note: Minimum transfer amount is PKR 3,000, which should be within your available credit limit.

Earn points on every retail or e-commerce transaction. Platinum cardholders enjoy 3x points on international hotel stays and more.

    1 Reward point = PKR 0.40 paisa

      Redemption Options:

    • Get instant cashback directly credited to your balance
    • Browse the MCB Rewards Catalogue

      How to Redeem:

    • Cashback: Credit Card Portal or Request via Contact Center
    • MCB Rewards Catalogue: Call 042-111-000-622 with your product code

Use your MCB Credit Card via MCB Live to pay utility bills, telco charges, and more—quickly and securely.

Charges apply as per SOBC.

Stay informed with free of cost real-time SMS and email alerts whenever you use your MCB Credit Card.

MCB Credit Cards offer Complimentary Travel Inconvenience Insurance for worry-free adventures.

Travel Benefits:

  • Flight delay over 6 hours: Coverage up to PKR 100,000
  • Baggage loss or damage: Coverage up to PKR 100,000
  • Baggage delay over 6 hours: Coverage up to PKR 100,000

For full policy details, (Pls read the attached Doc)

Share your credit card benefits with family or friends by issuing up to 5 supplementary cards against your MCB Credit Card! Apply today through MCB Live or from our Contact Center.

Stay protected with comprehensive insurance coverage ranging from accidental death and disability to critical illness and wallet protection. Nominal charges apply as per SOBC.

How to apply?
Call our 24/7 Contact Center to enroll and protect yourself today!

Muhafiz Plans Coverage against financial loss / theft Coverage Up to (PKR) Monthly Charges (PKR)
Wallet Protection
  • Credit Card Fraud
  • Cash Coverage
  • Document Coverage
50,000 75
Credit Security
    Coverage against the outstanding balance on your MCB Credit Card.
  • Basic Death
  • Accident & Sickness
  • Critical Illness
  • Terminal Illness
2,000,000 0.7% of Outstanding Balance
Package 1
  • Wallet Protection
  • Accidental Travel Insurance
  • Life Insurance
  • Educational Insurance
  • Accidental Death & PTD
5,000,000 600
Package 2
  • Wallet Protection
  • Accidental Travel Insurance
  • Life Insurance
  • Educational Insurance
  • Accidental Death & PTD
2,550,000 300
Package 3
  • Wallet Protection
  • Accidental Travel Insurance
  • Life Insurance
  • Educational Insurance
  • Accidental Death & PTD
1,500,000 200

So what are you waiting for?

Apply Now

For Further details, dial 111-000-622 for Call Center and/or you may also dial 042-35987979 for our Consumer Helpdesk.

Note:All loans shall be processed and approved as per MCB Bank Limited sole discretion in accordance with regulations and Bank’s approved policies and procedures.

*Terms and conditions apply

    EMI alliances

    Installment plans available on MCB Credit Cards, please click here

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