​The Roshan Digital Account (RDA) is a tailor-made financial solution, designed to facilitate Non-Resident Pakistanis in their plans for investment in Pakistan based Savings Schemes and is suitable for both PKR and USD based transactions.

To further facilitate our Non-Resident Pakistani customers, MCB Bank is also introducing a Digital Account Opening process through which you can apply for a new Roshan Digital Account with convenience and ease. With minimal documentation requirements and an easy to use interface, you can access the new web service from here to securely open a RDA from the safety and comfort of your home.

The Roshan Digital Account offers you a host of benefits, such as no minimum balance requirements and the ability to repatriate your funds. The salient aspects of the new account are listed below:

Product Types:

• Roshan Digital Account – PKR
• Roshan Digital Account – FCY

Product Attributes:

• Available in Current and Savings variants (Click Here to Savings rates)
• Available in Pak Rupee (PKR) and multiple Foreign Currencies
• No minimun balance requirement
• Funded through foreign inward remittance
• Digital On-boarding with minimum documentation

Product Features:

• Online Banking for Bill Payments and Funds Transfers within Pakistan
• Easy repatriation of funds to customer’s foreign account
• Investment in Naya Pakistan Certificates issued by Government of Pakistan:
  • Click here for NPC Information Document (for conventional and Islamic)
  • Click here for NPC Profit Rates (for conventional and Islamic)
• Investment in Real Estate and Properties
• Investment in PSX registered shares through Central Depository Company (CDC) - click here for details
• Investment in Term Deposits of the Bank*

For investments, Roshan Digital PKR Accountholders can only invest in PKR denominated investments. Similarly, Roshan Digital FCY Accountholders can only invest in USD denominated investments.

* Will be available in the near future

Value Added Services:

• Debit Card and Cheque Book (Click here to Apply)
• Visa Credit Card (Click here to Apply)
• Free E-Statment
• Special Discount deals on MCB Platinum/Gold Visa Debit & Credit Cards
  • Click here for list of Visa Partners and Discounts
• Roshan Car4U – Designed for the family members of Roshan Digital Accountholders. For more information Click here
• MCB Home Loan for MCB Roshan Digital Accountholders on competitive rates

How to Open your Account:

• Non-Resident Pakistanis can open their Roshan Digital Account by Clicking here
• For Resident Pakistanis (with foreign declared assets) wanting to open a Roshan Digital Account, Kindly visit your nearest MCB bank branch. Investment requests will also be processed from the branch.

Fees and Charges:

• For details about fees and charges, please Click here