MCB Personal Loan is a Fast, Affordable and Easy option to meet your immediate financing needs.

Key Features

  • Minimum Loan Amount: PKR 50,000
  • Maximum Loan Amount: Up to PKR 2 Million
  • Tenure: 1 year to 4 years
  • No collateral required
  • No processing fee if loan is not approved
  • Approved Cities: Karachi, Lahore, Rawalpindi, Islamabad, Faisalabad, Hyderabad, Multan, Peshawar, Sialkot, Bahawalpur, Abbotabad, Jhelum & Wah Cantt.

Eligibility *

  • Salaried individuals working in the Private sector, Government of Pakistan and Armed Forces *
  • Any person who has taken a credit card, personal loan or an overdraft facility from any bank in Pakistan.
  • An existing MCB Car4U customer who took the MCB car loan more than 1 year ago*
  • Any MCB salaried customer whose salary has been being credited in MCB for more than a year

Initial Documents:

  • Copy of Salary slip/ Proof of income
  • Copy of Valid CNIC


  Customers with Qualifying Credit History Customers with non-Qualifying Credit History
Tenure   1 to 4 years
Salaried – Govt./Armed Forces 1-Year KIBOR + 14% 1 – Year KIBOR + 16%

*Subject to terms & conditions

** The approval eligibility criteria have been broadly defined. Bank reserves the right to accept or reject any proposal.

For further information, please call MCB Phone Banking at 111-000-622 (MCB Bank) or visit your nearest MCB Bank branch or click here


All loans shall be processed and approved as per MCB Bank Limited sole discretion in accordance with regulations and Bank’s approved policies and procedures